Borrowing money from your girlfriend..

[MJ(Mean John)]

Where do you guys stand on this issue.

I'm usually good with my money and I make pretty decent money (50k a year. I'm only 22 and still in school). As of late; I've been having a lot of unexpected expenses these last few months.
I've been budgeting and putting things on credit cards and as of late it's just getting harder and harder. It's difficult and my girl just received like $5,000 from her mom as a gift. She has money.

I tried asking her how she felt on each other borrowing money from one another. She said she would do it because she loves me, but she's not one to be comfortable doing so.

Now, 1. I hate borrowing money from anyone. I never do it.
2. I Have too much pride, especially to a girl, let alone my girl.
3. It would only be a couple hundred that I can pay her back the following month.




So I ask you guys,

1. How you guys feel about borrowing money from people ? (And to girls, and from your girlfriend)

2. Any advice?


Or maybe I can just sell some drugs for 2 weeks make a couple notes and be straight.(wasnt really serious about the last part. Lol)

[Stuckey]

what is your line of work?

it's totally cool with me and my friends and girlfriend

we mutually understand that my word is worth more than the money

I guess pride is a good thing in this case

[DCL]

is your name Tyrone?

[MJ(Mean John)]

what is your line of work?

it's totally cool with me and my friends and girlfriend

we mutually understand that my word is worth more than the money

I guess pride is a good thing in this case


I work for a laboratory in a hospital. I'm graduating this may 2013, getting my BS but I'm going to law school after graduating so I'm still at this job for the near future

[MJ(Mean John)]

is your name Tyrone?

Yeah

[Riddler]

If it makes your girlfriend uncomfortable... then don't borrow the money.

You need to make your girlfriend feel as comfortable as possible... at all times... Day & Night.

[MJ(Mean John)]

If it makes your girlfriend uncomfortable... then don't borrow the money.

You need to make your girlfriend feel as comfortable as possible... at all times... Day & Night.


Good advice my boy.
Maybe she just needs to stop letting me pay all the time we go out. Lol

That Michael korrs bag I bought her for christmas wasn't cheap ether.

[miller-time]

I'd borrow. People are too sensitive when it comes to money. As long as you establish a time frame that you KNOW you can pay it back in (before you borrow it) you will be OK. If you say you can get it back to her within a week and you can't then things might get testy.

[artex]

long as you pay her back aint nothing wrong , dont be a bum boyfriend and keep taking without giving though

[gigantes]

Pawn something of value. If you know you're good for it then there's nothing to worry about

[IcanzIIravor]

You're 22 and making 50 k, so my first question is what your expenses are? Are you buying things you really don't need and getting in over your head?

[kentatm]

You're 22 and making 50 k, so my first question is what your expenses are? Are you buying things you really don't need and getting in over your head?


yea, thats what was thinking. I know plenty of people who make much less and are saddled with huge college loan debt that suck up damn near half their pay each month.



how is the OP hard up for cash when he already makes more than the average American?

[MJ(Mean John)]

yea, thats what was thinking. I know plenty of people who make much less and are saddled with huge college loan debt that suck up damn near half their pay each month.



how is the OP hard up for cash when he already makes more than the average American?


Child support.

[MJ(Mean John)]

You're 22 and making 50 k, so my first question is what your expenses are? Are you buying things you really don't need and getting in over your head?


In a way.
I have a car note. So add the Insurance and boom.

Problem is that all these unexpected expenses popped up. Like a very close family member passing and having to nearly empty out my savings to help pay for all funeral, coffin, services etc.

And add that school isn't cheap, and you gotta live man. Food and gas, etc.

And I didn't plan on having a kid, the bitch lied to me, and I was one of those dudes that got caught up. Shit happens but I love my son and wouldn't change him for the world. He's a beautiful baby boy and it ain't his fault.
So I'm lucky to have such a wonderful boy.


That being said; I've had other expenses that just kept randomly popping up.
Thing is; I'm not like struggling to eat or anything.
I just don't have any real debt. I'm great at paying everything on time but these last few months, especially with the holidays and my sons birthday coming up, I've incurred a lot more expensive a than I saw coming.

But it's all good. After these next two months I'll bounce back. It's just in the time being that I need a couple hundred to pay off a few bills next month. That's all. Then I'll be back on my feet.

[nathanjizzle]

i wouldnt borrow money from anyone other than my mother.

[DropStep]

OP has a coke habit?

Seriously tho hook me up with a job like that.

[flipogb]

explain why you can't spend, then you wont need to borrow money

[irondarts]

If it's only a few hundred bucks and you're obviously good for it, I really don't see the problem with borrowing it nor do I understand why your GF wouldn't be comfortable with it.

[MJ(Mean John)]

Well; I going to work both holidays (new years and Christmas)
And they pay double time and a half.

And I also picked up an additional over time shift at time and a half pay.

So I should be good. Don't think I'll need it.
I just need to be extra smart with my money

[MJ(Mean John)]

If it's only a few hundred bucks and you're obviously good for it, I really don't see the problem with borrowing it nor do I understand why your GF wouldn't be comfortable with it.


She knows I'm good for it; she just feels weird about letting others borrow money.

Idk man. I didn't want to push it or pressure it. She seemed uncomfortable.

Which sucks because I'm ALWAYS PAYING when we go out.


And no I don't have a coke problem. A car payment which seems worse. Just as expensive without a "high" lol

[red1]

She knows I'm good for it; she just feels weird about letting others borrow money.

Idk man. I didn't want to push it or pressure it. She seemed uncomfortable.

Which sucks because I'm ALWAYS PAYING when we go out.


And no I don't have a coke problem. A car payment which seems worse. Just as expensive without a "high" lol
This is unacceptable. We're in the year 2012 homie, women have wanted to be equal for a damn long time now. I like doing favours for people who deserve it but if the status quo was me having to pay everytime we go out then I definitely wouldn't be cool with it.

[boozehound]

I would suggest you curtail your expenditures. living beyond your means making 50k as a single dude aged 22 is pretty ridiculous. Stop eating out and drinking out as much? What are your bare bones necessary monthly expenditures? Everything above and beyond that needs to be cut out.

[nek1477]

I'm 23 making over 50k, but my experience is different. I bought a house and i live in the midwest so expenses aren't that much. Before i received the loan i was always lending money to family members and a few friends but it was just 50-100 bucks and i always collected, i don't lend anybody a huge amount, not because of trust, its just a rule i set when i got burned a few years back. Now i became a huge penny pincher. F#ck it, nobody will pay your bills so you have to be smart and keep from spending. i live alone so food isn't that much and i have no kids. I do have a GF but she knows how i am so if your going to be that dude lending and borrowing make sure you wont end up homeless or a hole you cant get out of.

[oh the horror]

So, she would feel "uncomfortable" with letting you borrow money that you can easily pay back later....but...


She isnt uncomfortable with you paying every time you two go out.


She isnt uncomfortable with accepting 5,000 dollars from her mother as a damn gift.


Nor is she uncomfortable with you buying her a pricey bag for xmas?



Note the trend bro?

[Canelo_Griffin]

So, she would feel "uncomfortable" with letting you borrow money that you can easily pay back later....but...


She isnt uncomfortable with you paying every time you two go out.


She isnt uncomfortable with accepting 5,000 dollars from her mother as a damn gift.


Nor is she uncomfortable with you buying her a pricey bag for xmas?



Note the trend bro?



Lol this

OP, didn't u make a brag thread about your brand new BMW not too long ago? :hammerhead:

[DFish]

A real man provides, he doesn't leech. The actual question to be asked; are you a real man?

[VishaltotheG]

"Never borrow money from anyone you're ****ing...Because they think the sex is the payback"

-Chris Rock

[ElPigto]

She knows I'm good for it; she just feels weird about letting others borrow money.

Idk man. I didn't want to push it or pressure it. She seemed uncomfortable.

Which sucks because I'm ALWAYS PAYING when we go out.


And no I don't have a coke problem. A car payment which seems worse. Just as expensive without a "high" lol

You are sucker bro. I pay a lot of the time for my GF and I, but she is always trying to help out one way or another. I would say that our relationship is like 70/30 right now. She just graduated college and I am sure that's going to go up to 60/40 or probably 50/50. She loves treating me just as much as I love treating her.

EDIT: Forgot to comment on the OPs question. As far as borrowing money, if this chick is who you plan to marry, then this shouldn't be an issue. With my girl (whom I plan to marry), neither her nor I would hesitate to let each other borrow money if we needed to. If she really loves you, she should not feel uncomfortable letting you borrow money, otherwise there seems to be two things going on here:

1) She is taking advantage of you (you say you pay for everything and buy her expensive shit).
2) She doesn't trust you

[Eat Like A Bosh]

http://weknowmemes.com/wp-content/uploads/2012/07/you-dont-need-condoms-when-you-got-swag.jpeg

[Bandito]

I'm one of those guys that don't ask nobody for anything. I prefer to die of hunger than ask somebody (even family with the exception of my dad) for food. So yeah I would never ask a girlfriend for money, but I don't see anything wrong with it as long as you pay her back...

[longhornfan1234]

I don't accept hand outs.

[MJ(Mean John)]

So, she would feel "uncomfortable" with letting you borrow money that you can easily pay back later....but...


She isnt uncomfortable with you paying every time you two go out.


She isnt uncomfortable with accepting 5,000 dollars from her mother as a damn gift.


Nor is she uncomfortable with you buying her a pricey bag for xmas?



Note the trend bro?


Okay, let me clear the air on a few things. I don't literally pay 100% of the time. I overreacted a little because i was a little upset/bothered at the fact that she said she would feel uncomfortable. SHE WILL LET ME BORROW THE MONEY, no question but says she wouldn't feel comfortable. Idk. I dropped the question because I didn't see anything positive where it was headed.

So I pay about 85-90% of the time. But she knows lately, I've had more expenses than usual, so she's starting to help out more.

I bought her a bag because she wanted one for Christmas. Not because she uses me.
Shit, she bought me laker tickets. We had VIP seats and got me food. She's a good girl, but this "borrowing money" thing is weird with her. She apparently doesn't borrow money from anyone or let anyone borrow. She says she would give me the money but wouldn't be comfortable but trusts me and knows I'm good for it.


Idk. Weird.


Update: I haven't asked for the money yet. Not sure if I'll need it still. I worked Christmas and will work New Year's Day. They pay us double time and a half. I also worked an extra 6 hours at time and a half. An overtime shift.

And this will be like an extra week on my check and I should be good.
Oh. And we got food yesterday and she offered to pay but I paid. (Lowkey used an American Express gift card that I got for Xmas)

I told her she can get the next one. Planning to get some steak on that rain check lol. And lobster.

[Just2McFly]

So, she would feel "uncomfortable" with letting you borrow money that you can easily pay back later....but...


She isnt uncomfortable with you paying every time you two go out.


She isnt uncomfortable with accepting 5,000 dollars from her mother as a damn gift.


Nor is she uncomfortable with you buying her a pricey bag for xmas?



Note the trend bro?
This thread has me WEAK.:roll: :roll:

OP needs to talk with his gf and if she doesn't shape up, drop her ass.

[Pushxx]

What in the actual ****? You are struggling with the decision of whether or not to borrow a couple hundred dollars from your financially-able girlfriend who you'll have no problem paying back?

This can't be the most difficult decisions you encounter in your life, man.

[gigantes]

hmm...


http://img.izismile.com/img/img8/20150806/640/daily_picdump_1884_640_71.jpg

[Draz]

If she's a long term girlfriend and she has an issue with you borrowing money it shows she really isn't as interested in you as you thought she was. A normal girl you're dating to test the waters? Nah. Especially if you're making $50k.

[Nets fan 93]

Shouldn't matter who it is. If you are close with them should this even be an issue? Just make sure you pay them back. Doesn't make you any less of a person....

[iamgine]

Where do you guys stand on this issue.

I'm usually good with my money and I make pretty decent money (50k a year. I'm only 22 and still in school). As of late; I've been having a lot of unexpected expenses these last few months.
I've been budgeting and putting things on credit cards and as of late it's just getting harder and harder. It's difficult and my girl just received like $5,000 from her mom as a gift. She has money.

I tried asking her how she felt on each other borrowing money from one another. She said she would do it because she loves me, but she's not one to be comfortable doing so.

Now, 1. I hate borrowing money from anyone. I never do it.
2. I Have too much pride, especially to a girl, let alone my girl.
3. It would only be a couple hundred that I can pay her back the following month.




So I ask you guys,

1. How you guys feel about borrowing money from people ? (And to girls, and from your girlfriend)

2. Any advice?


Or maybe I can just sell some drugs for 2 weeks make a couple notes and be straight.(wasnt really serious about the last part. Lol)
A couple hundred? Bro that's not even serious borrowing and not worth our time even replying.

[gigantes]

A couple hundred? Bro that's not even serious borrowing and not worth our time even replying.
well, what would your scenario be?

i mean i've always been friendly with you, and plus i'm pretty sexy. would $1000 be okay, my dear...?

[iamgine]

well, what would your scenario be?

i mean i've always been friendly with you, and plus i'm pretty sexy. would $1000 be okay, my dear...?
Depends on your income and the person you're borrowing from.

[gigantes]

plus, i read that federal interest rates are going to be raised soon.

[UK2K]

Where do you guys stand on this issue.

I'm usually good with my money and I make pretty decent money (50k a year. I'm only 22 and still in school). As of late; I've been having a lot of unexpected expenses these last few months.
I've been budgeting and putting things on credit cards and as of late it's just getting harder and harder. It's difficult and my girl just received like $5,000 from her mom as a gift. She has money.

I tried asking her how she felt on each other borrowing money from one another. She said she would do it because she loves me, but she's not one to be comfortable doing so.

Now, 1. I hate borrowing money from anyone. I never do it.
2. I Have too much pride, especially to a girl, let alone my girl.
3. It would only be a couple hundred that I can pay her back the following month.




So I ask you guys,

1. How you guys feel about borrowing money from people ? (And to girls, and from your girlfriend)

2. Any advice?


Or maybe I can just sell some drugs for 2 weeks make a couple notes and be straight.(wasnt really serious about the last part. Lol)

If you make 50k a year at 22, and cant afford life, you're doing something wrong.

I make a little less than that, and stash away nearly a grand a month.

But to answer your question, I've borrowed from my girlfriend before (when its inconvenient to move money from elsewhere)and then just pay her back by getting groceries the next week or something.

[Nick Young]

don't do it breh. And sort your lifestyle out. 50k a year, you shouldn't have to go in to credit card debt. I encourage you to live more prudently.

[UK2K]

And as a side note...

If you money issues are a problem already, you are headed down the wrong path. I know this was three years ago, I see, but this goes for everyone.

My rent is $1200 a month. I write my girlfriend a check for $850 a month, and she takes the extra $250 (her share for rent is $600) to pay for cable and groceries and whatever else. I dont deal with any of that shit.

As a word of advice, go that route. Its easier, and stress free, and sometimes I pay more per month than she does, sometimes she pays more than I do, but neither of us really care (she makes about the same as I do, maybe a bit more).

[kurple]

borrow from a friend, sibling or parent instead

asuming you'll pay them back