List your monthly expenses $$$

[enayes]

What are your monthly expenses? (This only applies to adults living away from mommy and daddy)

Here are mine:

Housing (mortgage/rent): $325 ($650 split with gf)
Utilities (gas/electric/water/garbage): Included in rent
Phone (landline and cell phones): $12
TV (cable or satellite/movie subscriptions): $0
Internet: $0 (share landlord's connection for free)
Food (groceries and eating out): Estimate= $100
Gas: $100
Family Expenses (day care/tuition/activities/child support/alimony):$0
Personal Care (hair cuts/toiletries/clothing): $0
Pets (food/vet/grooming): $30
Entertainment (books and mags/movies/hobbies): $20
Insurance (car/home/life/disability/health/dental): $150
Debt Repayment (credit cards/car loans/home equity/student loans): $0 (will start to pay back student loans soon)
Other:

TOTAL= $737 per month

Feel free to copy and paste the above list and add your own
:cheers:

[Maniak]

lol how are you paying $650 a month for rent including utilities? is your house the size of a wrestling ring?

[ALBballer]

$100 for food and eating out a month?

$325 for housing?

[tmacattack33]

I think you're food estimate is severely low.

Mine is closer to $100 a week than a month, and I don't even eat out much because it was getting too expensive.

[Akrazotile]

lol how are you paying $650 a month for rent including utilities? is your house the size of a wrestling ring?


This.


Where the **** you live OP, nebraska??

[BigBoss]

:biggums:

[zoom17]

So much of your list is off.

[Akrazotile]

What are your monthly expenses? (This only applies to adults living away from mommy and daddy)

Here are mine:

Housing (mortgage/rent):
Utilities (gas/electric/water/garbage):
Phone (landline and cell phones):
TV (cable or satellite/movie subscriptions):
Internet: $0 (share landlord's connection for free)
Food (groceries and eating out):
Gas:
Family Expenses (day care/tuition/activities/child support/alimony):$0
Personal Care (hair cuts/toiletries/clothing): $0
Pets (food/vet/grooming): $30
Entertainment (books and mags/movies/hobbies): $20
Insurance (car/home/life/disability/health/dental): $150
Debt Repayment (credit cards/car loans/home equity/student loans): $0 (will start to pay back student loans soon)
Other:

TOTAL= $737 per month

Feel free to copy and paste the above list and add your own
:cheers:


OP is straight trollin

[Im so nba'd out]

I added it up a little under 1200 a month

[BigBoss]

I added it up a little under 1200 a month

Let me guess.

Rent: Free ( living in moms basement)
Junk Food: 500
Weed: 200
Video games: 500

[enayes]

Everything I put up there is legit. My food expenses might be higher but it's all split with my gf so I'd have to keep track for a couple months.

We live in a small 1 bedroom apartment, attached to our landlord's house. Not sure on the square feet, it's small but it works. It's located in Oneonta, NY.

I use Pageplus prepaid cell service, its under Verizon's network. I'm on the 12 plan, $12 for 250 texts, 250 mins and 10mb of data.

Any other comments?

[enayes]

you must not use your phone very much ha. Kudos for you on that, I would max out your plan in under a week.

Paying for data on phones is one of the biggest scams around, especially when there is free WIFI access all around and most people are paying for internet access at their homes. I'm on my laptop enough, I've never felt the need to surf the web on my phone.

[the mesiah]

you must not use your phone very much ha. Kudos for you on that, I would max out your plan in under a week.
A week? More like a day..maybe on the texts but mins would last longer than a day at least,

[irondarts]

Housing (mortgage/rent): $625.00 (1250.00 split with my girlfriend)
Utilities (gas/electric/water/garbage: Around $150 after splitting 50/50 w/ GF
Phone (landline and cell phones): Dad pays
TV (cable or satellite/movie subscriptions): $60.00 for TV/Internet (around 120.00 Split with GF)
Internet: Above
Food (groceries and eating out): Estimate= $300
Gas: $0 (I commute by bicycle)
Family Expenses (day care/tuition/activities/child support/alimony):$0
Personal Care (hair cuts/toiletries/clothing): $30
Pets (food/vet/grooming): $25
Entertainment (books and mags/movies/hobbies): $50
Insurance (car/home/life/disability/health/dental): $0 (health through job, no car)
Debt Repayment (credit cards/car loans/home equity/student loans): I pay with everything on credit cards, pay off in full each month, around 400-500 a month but that $$$ is included in above categories.
Other:

TOTAL= $1240.00 Per month.


Seems a little low. Probably should add about 75.00 a month on bike stuff.

[ALBballer]

Housing: $500 (Place is paid off, this only includes HOA and Tax)

Utilities:$40 a month or so for electricity. Water and heat included in HOA

Phone (landline and cell phones): $30 (I have a pre-paid Plan)

TV (cable or satellite/movie subscriptions): $0 (I cut my cable)

Internet: $30 (30 mbps download)

Food (groceries and eating out): Around $500-$600 (Mainly Organic food with occasionally going out to eat fast food once in a while)

Gas: $100 (I take the train to work)

Family Expenses (day care/tuition/activities/child support/alimony):$0

Personal Care (hair cuts/toiletries/clothing): Varies

Pets (food/vet/grooming): No Pets

Entertainment (books and mags/movies/hobbies): Varies but very little

Insurance (car/home/life/disability/health/dental): $300 or so.

Debt Repayment (credit cards/car loans/home equity/student loans): $0 (I don't like loans and have only had one loan in my life which i paid off within a year)

Total around $1,500. This includes myself and my girl so not too bad.

[Bless Mathews]

Oh to be young again.

1,800$ house

200/month water sewage garbage

200/month electricity

100/month gas heat (obviously winter only)

150/month tv/internet

200/month cell phone

150/month insurance

100/month gas

I have two kids and a wife, that don't work.

Food at least 5-600 month.

Entertainment / kids entertainment 1-200 month sometimes more

Misc money for the wife 2-500 month

3,700-4000 easy.

[longhornfan1234]

400 a month for student loans and 650 for child support is killing me. :facepalm

[FPJ]

I dont get it. What do you eat for a month to only spend 100 - 200 dollars?

[riseagainst]

I dont get it. What do you eat for a month to only spend 100 - 200 dollars?

home cooking?

:confusedshrug:

I eat between 6-8 times a day everyday, and i spend less than 40 dollars a week on groceries. Pretty sure a normal person only really needs half of that a week, if they want to indulge on chips and ice cream as well.

[code green]

Everything I put up there is legit. My food expenses might be higher but it's all split with my gf so I'd have to keep track for a couple months.

We live in a small 1 bedroom apartment, attached to our landlord's house. Not sure on the square feet, it's small but it works. It's located in Oneonta, NY.

I use Pageplus prepaid cell service, its under Verizon's network. I'm on the 12 plan, $12 for 250 texts, 250 mins and 10mb of data.

Any other comments?

Only comment is that I was at Fox Hospital for a job a couple of months ago. Town sucks. :oldlol:

[code green]

For everyone saying they pay $100 in gas, wtf do you drive? I pay close to that a week in my friggen Jeep. :oldlol:

[Bandito]

Not even in Puerto Rico you can have an apartment as low as $350...

[qrich]

Putting up total's, everything is split with my girl.

Housing (mortgage/rent): $559.00
Utilities (gas/electric/water/garbage: $40-80 for electric depending on season
Phone (landline and cell phones): $50 for both of us (Republic Wireless)
TV (cable or satellite/movie subscriptions): $0
Internet: $15 for Internet
Food (groceries and eating out): Estimate= $600
Gas: $100-150
Family Expenses (day care/tuition/activities/child support/alimony): $60
Personal Care (hair cuts/toiletries/clothing): $10 (QPons)
Pets (food/vet/grooming): $15 (Cat litter/food)
Entertainment (books and mags/movies/hobbies): $0-75
Insurance (car/home/life/disability/health/dental): $100 for Car + Renters
Debt Repayment (credit cards/car loans/home equity/student loans): TBD
Other: $250 in savings for our daughter, put this in "expense" to ensure we don't touch it.

TOTAL= $1,750 or so a month.


Not even in Puerto Rico you can have an apartment as low as $350...

There are a few apartments out here for $350-400. Hell, there's a 3x2 that goes for $585, though, it is tiny.

[sixerfan82]

Mortgage is 950(have to include taxes)
Car is 520(payment 275)(+ insurance= 125)(+ gas = 120)
Utilities are 200
Food is 150
TV/Internet is 150
Phone is 130

Total 2100(This goes as high as 2350 some months as quarterly sewage and other utilities are paid).

[ALBballer]

For everyone saying they pay $100 in gas, wtf do you drive? I pay close to that a week in my friggen Jeep. :oldlol:

I commute to work via train and my girl lives within a few miles of her job.

[J Shuttlesworth]

Just quick:

Rent: 600
Utilities (cable, internet, etc): 110
Phone bill: 45
Student loans: about 170
Car Payment: 240
Gas: approximately 80
Food: 300

something like $1500ish... fuuuuuuck

[InfiniteBaskets]

Rent: $1200
Groceries for a month: $200
Household Supplies for a month: avg $50
Dining out, going out for drinks: $300
Random Electronics/Toys: $100
Clothes and shoes on avg: $70
Metrocard: $100
Split Internet: $40
Split Electric and Gas: $40

Total: $2100

Give or take depending on if I'm going on vacation, buying something big, etc...

[rufuspaul]

Mortgage: $5,700 (2 houses)
Tuition (daughter in private school): $700
Insurance: $600
Groceries: $1,000
Transportation: $100
Phones: $250
Satellite: $60
Internet: $14
Gas and Electric: $200 (average)
Entertainment: $400

Total: $9,024

It helps that we are a double income family atm. Houses will be paid off in 2018 so there's light at the end of the tunnel.

[Thorpesaurous]

What are your monthly expenses? (This only applies to adults living away from mommy and daddy)

Here are mine:

Housing (mortgage/rent): $325 ($650 split with gf)
Utilities (gas/electric/water/garbage): Included in rent
Phone (landline and cell phones): $12
TV (cable or satellite/movie subscriptions): $0
Internet: $0 (share landlord's connection for free)
Food (groceries and eating out): Estimate= $100
Gas: $100
Family Expenses (day care/tuition/activities/child support/alimony):$0
Personal Care (hair cuts/toiletries/clothing): $0
Pets (food/vet/grooming): $30
Entertainment (books and mags/movies/hobbies): $20
Insurance (car/home/life/disability/health/dental): $150
Debt Repayment (credit cards/car loans/home equity/student loans): $0 (will start to pay back student loans soon)
Other:

TOTAL= $737 per month

Feel free to copy and paste the above list and add your own
:cheers:

The next question becomes how much money do you make. Because if you can really get by on 737 a month you'd have to be pretty healthy in pretty short order even if you were making minimum wage at a fulltime job, 40 hours a week.

[rufuspaul]

I commute to work via train and my girl lives within a few miles of her job.


Gas costs are low for me too. Both my wife and I have short commutes and we live walking distance from restaurants, stores and a light rail station.

[~primetime~]

Mortgage: $5,700 (2 houses)
Tuition (daughter in private school): $700
Insurance: $600
Groceries: $1,000
Transportation: $100
Phones: $250
Satellite: $60
Internet: $14
Gas and Electric: $200 (average)
Entertainment: $400

Total: $9,024

It helps that we are a double income family atm. Houses will be paid off in 2018 so there's light at the end of the tunnel.
You have me beat...my monthly expenses are around $6k...my mortgage is $2k

All sorts of new bills come flying in once you have a child :mad: ...Day Care is EXPENSIVE...good Day Care is anyway


I am only getting by on my salary though, but my wife is about 6 months away from finishing her Masters and once that happens:

http://media.tumblr.com/tumblr_lox02eaI2C1r0wgiuo1_400.gif

[Jailblazers7]

Damn, rufus spends more on groceries than I do on rent.

My share of split with roommate:
Rent - $886.50
Utilities - $75
Cable/Internet - $75
Groceries - $130

Solo expenses:
Subscriptions (netflix/spotify/magazines/gym) - $60
Public Transit - $50
Cell Phone - $110
Bars/Food - $200
Misc - $100

Total - $1,500-$1,600

[ballup]

I spent $40 on food a week and that's not including investments like buying bulk products on the cheap for future meals. I usually opted for cheaper choices like fattier minced beef too. Don't know how OP spends $100 a month. Gonna have to see a shopping receipt from him.

[ALBballer]

Mortgage: $5,700 (2 houses)
Tuition (daughter in private school): $700
Insurance: $600
Groceries: $1,000
Transportation: $100
Phones: $250
Satellite: $60
Internet: $14
Gas and Electric: $200 (average)
Entertainment: $400

Total: $9,024

It helps that we are a double income family atm. Houses will be paid off in 2018 so there's light at the end of the tunnel.

Baller.

[kamil]

Condo: $1,450/month
Visa: $100
Student Loan: $155
Phone: $45.20
Car: $0
Car Insurance: $85
Food: $200
Gas: $100 (I work 5 minutes away from home)
Internet: $35

Total:
$2,170 (Ouch).

[ROCSteady]

Weed: $200
Cigs: $24
Alcohol: $100
Pu$$y: $600
Food: $38
Internet: $23
Blu rays: $90

[ALBballer]

http://i60.tinypic.com/25ppvkl.jpg


Re-sized it to a smaller version.

Damm congrats on the income but what's with 7k in spending?

[It's A VC3!!!]

http://i58.tinypic.com/2s8pbv6.jpg

Re-sized it again lol. Here is the perfect size. Taken directly from my Citi Bank account. Was very reluctant to post this information but it shouldn't be too problematic.

[It's A VC3!!!]

Damm congrats on the income but what's with 7k in spending?

I'm very young and although I am a smart person, I love spending a lot of money on nice clothes and other items. My rolex alone costs me $1,000 a month lol. My school loans, car, food and I take care of my family too. And I'm Albanian as well. :)

[enayes]

The next question becomes how much money do you make. Because if you can really get by on 737 a month you'd have to be pretty healthy in pretty short order even if you were making minimum wage at a fulltime job, 40 hours a week.

I am currently making roughly $400 a week working in a school and residential setting with autistic students. I have been at my current job since November of 2013, before that I was subbing in schools and not making much.

So in theory I should be saving about $800 a month. Once again, some of my estimates may be low, I wouldn't be surprised if I spend more on food but everything else should be accurate. I have about $6000 saved.

[BigBoss]

http://i58.tinypic.com/2s8pbv6.jpg

Re-sized it again lol. Here is the perfect size. Taken directly from my Citi Bank account. Was very reluctant to post this information but it shouldn't be too problematic.

What do you do for work? I would kill for that income. Good for you :cheers:

[It's A VC3!!!]

What do you do for work? I would kill for that income. Good for you :cheers:
I work on the proprietary trading desk for one of the most notable financial firms in the world.

[senelcoolidge]

I pay $750 for a 2 bed 1 1/2 bath place. I recently moved, where I used to live that would have cost over $1000 easily. I'm cheap. I don't spend much at all on myself. Not a big eater but still $100 a month is too little for food.

[GatorKid117]

Lets see...

Rent: 375
Utilities/Internet: 50
Food: 100
Phone: 5
Transportation: ~30
Miscellaneous/Fun: 100

Total: ~650/month

For living in a city with 12+ million people, the cost of living is pretty reasonable. I wouldn't say this is the norm though; I am quite frugal.