So to my surprise, I was penalized on my Tax Return...

[Patrick Chewing]

For not having health insurance for a part of last year. Who'd a thunk??


So I gave money back to the government. I don't recall having to ever do this prior to 2014. I wonder who's abortion or sex change I'm paying for with that money that was taken from me?

Obama d*ck riders, please explain how this is acceptable in your world? I want to learn. I want to know why.

[DukeDelonte13]

OP, explain why are people forced to get car insurance.


Jackasses who don't have health insurance and get hurt wind up with thousands of dollars in medical bills they can't pay. The hospital has to eat that cost which in turn factors into rate increases for everybody else.

Not only that, but figure that medical bills are the number 1 cause of bankruptcy in the country. When people go bankrupt, their debts get wiped.


You can't afford 90 bucks a month? you'd probably qualify for medicaid.

[Patrick Chewing]

OP, explain why are people forced to get car insurance.


Jackasses who don't have health insurance and get hurt wind up with thousands of dollars in medical bills they can't pay. The hospital has to eat that cost which in turn factors into rate increases for everybody else.

Not only that, but figure that medical bills are the number 1 cause of bankruptcy in the country. When people go bankrupt, their debts get wiped.


You can't afford 90 bucks a month? you'd probably qualify for medicaid.


But I didn't get hurt last year or visited any clinic or hospital. Why am I still paying a penalty? Explain that.


And whether or not I could afford insurance is a moot point. I have insurance now, but for the few months that I didn't, I'm penalized because somebody else is incurring costly medical bills?

[KevinNYC]

So to my surprise,......For not having health insurance for a part of last year. Who'd a thunk??
So for all your focus on politics, you really don't know what's being discussed, do you?

You can look up "individual mandate" and the "free rider problem" to see the discussion.

The "free rider problem" is what Duke describes above.

Imagine if nobody had car insurance for 11 months during the year and only bought it for December, after they were in an accident. That's what would happen with health care. People would wait until they got sick or had an accident before buying.

[KevinNYC]

But I didn't get hurt last year or visited any clinic or hospital. Why am I still paying a penalty? Explain that.

And whether or not I could afford insurance is a moot point. I have insurance now, but for the few months that I didn't, I'm penalized because somebody else is incurring costly medical bills?Because had you gotten hurt or fallen ill, you most likely would not have been able to pay your bills. Not paying into the system raises MY INSURANCE rates. The costs you are thinking about are going in the opposite direction.

Like I tell people during this debate. About 4 years ago, I went bed feeling fine and healthy and by 6 am I had $25,000 in hospital bills.

[nathanjizzle]

dont fool yourself, your 2500 dollars in taxes doesnt even pay your own way.

[DukeDelonte13]

But I didn't get hurt last year or visited any clinic or hospital. Why am I still paying a penalty? Explain that.


And whether or not I could afford insurance is a moot point. I have insurance now, but for the few months that I didn't, I'm penalized because somebody else is incurring costly medical bills?

I've never been in a car accident in my life. Yet i've paid thousands and thousands to my car insurance company.

Why? I have a clean record? Is it a little unfair? Yes. I hate it. But if some dipwad 16 year old girl rams into my car and totals it and I break my arm, i'm going to be damn glad that she's required to have insurance.

EDIT: i don't want some dipwad racking up a quarter million dollars in medical bills and dumping that cost on the hospital I go to.

[Patrick Chewing]

So for all your focus on politics, you really don't know what's being discussed, do you?

You can look up "individual mandate" and the "free rider problem" to see the discussion.

The "free rider problem" is what Duke describes above.

Imagine if nobody had car insurance for 11 months during the year and only bought it for December, after they were in an accident. That's what would happen with health care. People would wait until they got sick or had an accident before buying.


But again, you're penalizing an already tax-paying citizen more for the faults of another. I'm not saying that what you two are saying is not correct and understandable, but there has to be a better way to collect for these costs, don't ya think?

The government is stepping in and saying that John Doe from Little Rock, Arkansas who I will never meet, spent 8 months in a hospital from a snake bite or ATV accident, and poor ol' Pat Chewing from Yonkers and millions of others have to foot his bill?

And we want to justify it by saying it's the same as car insurance? I was always taught that driving was a privilege, not a right. We all have a right to live don't we?

In my opinion, the government should take their hands out of my pocket and go after employers. I can't fathom how some of you are comfortable with this.

[DukeDelonte13]

But again, you're penalizing an already tax-paying citizen more for the faults of another. I'm not saying that what you two are saying is not correct and understandable, but there has to be a better way to collect for these costs, don't ya think?

The government is stepping in and saying that John Doe from Little Rock, Arkansas who I will never meet, spent 8 months in a hospital from a snake bite or ATV accident, and poor ol' Pat Chewing from Yonkers and millions of others have to foot his bill?

And we want to justify it by saying it's the same as car insurance? I was always taught that driving was a privilege, not a right. We all have a right to live don't we?

In my opinion, the government should take their hands out of my pocket and go after employers. I can't fathom how some of you are comfortable with this.


You have stopped making sense. You are required to pay INSURANCE COMPANIES, not the government.
Medicaid and medicare i.e. tax payer funded healthcare programs have been going on way before Obama took office.

Obamacare is not really a government healthcare program, it's health insurance reform.

the ACA helps employers pay for health care benefits by giving new tax breaks to companies that pay health care costs. The ACA gives bigger breaks to smaller companies as well.

[Patrick Chewing]

You have stopped making sense. You are required to pay INSURANCE COMPANIES, not the government.
Medicaid and medicare i.e. tax payer funded healthcare programs have been going on way before Obama took office.

Obamacare is not really a government healthcare program, it's health insurance reform.


I'm referring to my tax refund from the government. After telling them I had no insurance for 4 months, my refund went down. So who's keeping that money? Government? Or insurance companies?

[Dresta]

Nothing about the US tax code is acceptable tbh. Its the most idiotically and pointlessly complicated thing in existence. Just means there will always be plenty of loopholes to avoid paying tax, and lots of the less wealthy being penalised for things they didn't know about. It is the typical way of funding the government purse these days: make the law so arbitrary and difficult to follow that they can fine people 24/7. Bloomberg was the master of this kind of totalitarian-minded bullshit, and at getting sheep like KevinNYC to buy into it.

[unbreakable]

LOL at the US not having free healthcare/education like other civilized countries just LMAO

keep buying weapons instead of books and roads IDIOTS LOLOL

[Patrick Chewing]

LOL at the US not having free healthcare/education like other civilized countries just LMAO

keep buying weapons instead of books and roads IDIOTS LOLOL


And who would pay for this free health care/education? Oh that's right...me!


I don't know of any other civilized countries where Socialism (what you're asking for) works.

[GimmeThat]

if I was rich, I honestly wouldn't care about the up and down swings of the casual Americans and their struggle with those in the leadership position that of the states.


and even if I was poor. I would choose to leave out all of that.

[Droid101]

Waaah, society requires people to put money toward the common good. Wahhhh!

I didn't have the penalty, because I have medical insurance. You know, personal responsibility? I thought you were all for that.

[Patrick Chewing]

LOL what is the common good? And why should government determine what the common good is? We're taxed enough. Now the government wants to intervene into my personal health/life. If they want money for Health Reform, then allocate the funds from what they already tax us to that.


ISH Liberal hipsters love throwing that money away.

[Droid101]

LOL what is the common good? And why should government determine what the common good is?
:oldlol:

We elect the government to do just that. Do you know how the government works and what its function is? You need a civics refresher.


We're taxed enough. Now the government wants to intervene into my personal health/life. If they want money for Health Reform, then allocate the funds from what they already tax us to that.TEA! TEA!

It's your opinion that "we're taxed enough already." Some would say the government lacks funds to upkeep/create better infrastructure in our country.

And nobody is "intervening into your personal health/life." You are required to purchase health insurance. :facepalm



ISH Liberal hipsters love throwing that money away.
What the hell is a "liberal hipster?"

[Patrick Chewing]

:oldlol:

We elect the government to do just that. Do you know how the government works and what its function is? You need a civics refresher.
TEA! TEA!

It's your opinion that "we're taxed enough already." Some would say the government lacks funds to upkeep/create better infrastructure in our country.

And nobody is "intervening into your personal health/life." You are required to purchase health insurance. :facepalm


What the hell is a "liberal hipster?"


We elect crooks. That make more money than they should to push radical agendas like Obamacare and free College and amnesty to anyone who wants to come in here and take jobs from actual citizens.

And who would say that we lack funds? You? How much are you willing to give back to roads and bridges you'll never drive on? How many abortions do you want to pay for?


This is how I picture you:

http://2.bp.blogspot.com/-zqpHqpw8lzI/UvGG84-x4UI/AAAAAAAAEOE/d84AUJ9Lz7A/s1600/Brian+Rice+-+1.jpg


Godless heathen!

[Droid101]

We elect crooks. That make more money than they should to push radical agendas like Obamacare and free College and amnesty to anyone who wants to come in here and take jobs from actual citizens.

And who would say that we lack funds? You? How much are you willing to give back to roads and bridges you'll never drive on? How many abortions do you want to pay for?
So, if you personally will never use it, it shouldn't be paid for? :roll: Okay bud. That's the dumbest thing I've heard today, but the day is young. You'll have time to top yourself.



This is how I picture you:

http://2.bp.blogspot.com/-zqpHqpw8lzI/UvGG84-x4UI/AAAAAAAAEOE/d84AUJ9Lz7A/s1600/Brian+Rice+-+1.jpg


Godless heathen!
Spot on.

[NoGunzJustSkillz]

But I didn't get hurt last year or visited any clinic or hospital. Why am I still paying a penalty? Explain that.


And whether or not I could afford insurance is a moot point. I have insurance now, but for the few months that I didn't, I'm penalized because somebody else is incurring costly medical bills?
I've been driving for 15 years and have never been in a car accident. Yet, I still have to pay for car insurance. Go figure...

[DeuceWallaces]

I find it hard to believe Captain Right Wing Douche didn't know this already.

[NoGunzJustSkillz]

What was the fine?

[Patrick Chewing]

So, if you personally will never use it, it shouldn't be paid for? :roll: Okay bud. That's the dumbest thing I've heard today, but the day is young. You'll have time to top yourself.





No, your world view of "if we all contribute to society, the world would be a better place" is a delusion that's been tried and tried again and has always failed.

Affordable Healthcare is another tax to BIG government under the guise of actually alleviating health care costs and helping families. But you guys just love government mandates.

[Patrick Chewing]

What was the fine?


$24 and change per month of non-coverage.

Here would be my ideas to alleviate this tax burden on the average Joe:


1. If you choose not to have Health Insurance, any medical bills you incur would be paid via Tax Return/Wage Garnishment

2. Create a program revolving around an annual or bi-annual Tax Break for companies to always offer insurance for their employees. Any company not in compliance pays a monthly fine for as long as coverage is not offered.

[NoGunzJustSkillz]

$24 and change per month of non-coverage.

Here would be my ideas to alleviate this tax burden on the average Joe:


1. If you choose not to have Health Insurance, any medical bills you incur would be paid via Tax Return/Wage Garnishment

2. Create a program revolving around an annual or bi-annual Tax Break for companies to always offer insurance for their employees. Any company not in compliance pays a monthly fine for as long as coverage is not offered.
PER month? :eek: :eek: :eek:

I thought you didn't get penalized the first year?

[Droid101]

No, your world view of "if we all contribute to society, the world would be a better place" is a delusion that's been tried and tried again and has always failed. Yeah. Okay. Interstate highways, public schools, the court system, the greatest military in the world disagree with your assumption.


Affordable Healthcare is another tax to BIG government under the guise of actually alleviating health care costs and helping families. But you guys just love government mandates.
My health insurance, since the ACA went into effect, has increased in cost way less than any time since I started working. Before hand rates were skyrocketing every year. Now it barely goes up, and sometimes I get a rebate from the insurance companies if they didn't spend enough on care out of our premiums. I'd say it's a step in the right direction.

[Droid101]

This is so wrong. The vast majority of people who don't or didn't have health insurance are young people who could afford it but don't need it.
Bullshit. Anyone can be hit by a bus. How's this young person going to pay for the $100k hospital visit?

Everybody needs health insurance.

[Jailblazers7]

I'm referring to my tax refund from the government. After telling them I had no insurance for 4 months, my refund went down. So who's keeping that money? Government? Or insurance companies?

The money is probably directly transferred to insurance companies. The penalty was put in place to give people the incentive to sign up for insurance and join the pool of individuals being covered. Without this incentive, healthy people would not pay for insurance but sick people would. Insurance companies are able to profit and stay in business because they make money from healthy people which pays for the healthcare of sick people. It's just the way insurance works.

Being uninsured is now taxed to stop healthy people from avoiding insurance costs because it would cause a spiral of increasing insurance premiums which would destroy the ACA marketplace.

[Patrick Chewing]

Are insurance companies charging higher rates for smokers yet? Anyone know?

I'm up for any new ideas to eliminate this mandate.

[Jailblazers7]

Are insurance companies charging higher rates for smokers yet? Anyone know?

I'm up for any new ideas to eliminate this mandate.

http://obamacarefacts.com/obamacare-smokers/

[QUOTE]ObamaCare says smokers can be charged up to 50% more for their premiums. This is due to a

[Patrick Chewing]

:cheers:


Glad to see that. Smoking, next to drinking is such a self-destructive habit that if people can afford to buy a carton of cigarettes or a case of beer, then they can afford to pay more taxes or higher premiums.

I work with a smoker and I keep praying he retires this year or coughs out a lung or two and I'll be smoke free. I will never hire a smoker.

[gts]

I find it hard to believe Captain Right Wing Douche didn't know this already.

Having a hard time understanding his complaint when everyone knew for months and months in advance you had to have insurance by such and such a date or you would face a penalty...

[Patrick Chewing]

Having a hard time understanding his complaint when everyone knew for months and months in advance you had to have insurance by such and such a date or you would face a penalty...


You like BIG government telling you what to do and asking you to pay more?


Been filing taxes the last 15 years and I've been pretty content with not having insurance in some instances and not fined for it.

[Brujesino]

$24 and change per month of non-coverage.

Gotta do my taxes thought I was gonna get a decent refund but now this stupid shit:banghead:

[gts]

You like BIG government telling you what to do and asking you to pay more?


Been filing taxes the last 15 years and I've been pretty content with not having insurance in some instances and not fined for it.

No I don't like it but I'm not going to whine and cry about a penalty when for months in advance I knew what would happen if I didn't perform xyz by a certain date.. hell they even extended the date by what? 3 months? after having problem with the rollout

everyone had more than enough warning and more than enough time to get on board, you didn't for whatever reason now you have to pony up the cash.. your acting like being forced to be an adult and take care of your own well being is a burden...

the way you're sounding off about all this shows exactly the type of mentality that put the government in a place where they had to step in and make people take responsibility for themselves.. seeing you bitch and moan about 100 bucks or whatever it is shows you would have been another burden on the rest of us had you had a serious medical condition because i doubt you'd be financially in a place to pay up 100k in medical bills

[nathanjizzle]

You like BIG government telling you what to do and asking you to pay more?


Been filing taxes the last 15 years and I've been pretty content with not having insurance in some instances and not fined for it.


thats your problem, its "I, I, I, I, I," this country doesnt operate on what you want, it operates on whats good for the country as a whole. stop your bitching about your .50 cents thats going towards someones welfare check or birth control pills.

[KevinNYC]

Been filing taxes the last 15 years and I've been pretty content with not having insurance in some instances and not fined for it.

Most free riders are.

[Patrick Chewing]

Most free riders are.


Oh, please. Spare me from your sanctimonious ideals.


Why even classify yourselves as Liberals?? The term doesn't even define you anymore with the stances you take. Communists, Elitists, Socialists......Totalitarian.