Habits and Mores Necessary for Success

[Heilige]

What do you feel are the most important habits and mores you need to implement in your life to be financially successful in life?


My life is not going well at all when it comes to that and I feel like a failure in general most times.

[Velocirap31]

There are a lot of whiny losers on this site.

[Heilige]

There are a lot of whiny losers on this site.


How am I being whiny? I said I feel like a failure. I'm being honest.

[Akrazotile]

First of all, you need to humble yourself before the one and only athletic savior, Lebron James. Accept his gift unto thee, which is an eternally thick package, and let it be a part of your life on a daily basis.

Then things will begin to make sense.

[Heilige]

First of all, you need to humble yourself before the one and only athletic savior, Lebron James. Accept his gift unto thee, which is an eternally thick package, and let it be a part of your life on a daily basis.

Then things will begin to make sense.


Come on man, serious. What habits/mores do you feel are most important to achieving economic/financial success?

[UK2K]

What do you feel are the most important habits and mores you need to implement in your life to be financially successful in life?

My life is not going well at all when it comes to that and I feel like a failure in general most times.

In the case that you are serious, I'm always willing to help out...

Let me tell you the one thing you need to know to be a success. Without recanting my life story, I can tell you that at one point, I was lower than anyone on this board has probably ever been.

But the one thing you need to know, the ONE single thing, is...

APPRECIATE AND BE THANKFUL FOR EVERYTHING YOU HAVE

When you stop looking at what others have, and appreciate what you have, you'll see life in a totally different light. You think your life sucks? You just logged onto the internet to post on a message board, it obviously isn't sucking too bad.

Be appreciative of everything. I have a lot of nice things (now) but you know what the best feeling in the world is? It's not when I bought my truck, or my house. Its when I walk out of my office at the end of the day, get in my ride, roll down the windows, and breathe in that spring air. That's addicting.

You are alive, which is a lot more than thousands of others can say. You have a roof over your head, a computer to dick around on the internet with... What because you don't have a $500k house, you think your life sucks? I know (knew) people with monster houses who have declared bankruptcy and lost everything.

If you are bringing in more each month then you are spending, you are winning at life. That's the bottom line. If you aren't then you need to make more money. If you can't make more money, you need to spend less. That sounds like a terrible time, but once you make the jump into a life of freedom (not enveloped in the consumerism idea), you'll be a lot better off.

[Velocirap31]

I thought you were being sarcastic OP, sorry. Give some more insight into your situation though. Are you in major debt? A lot of people aren't doing very well these days, even though the media tries to make it seem like the economy has rebounded and there are plenty of jobs. Many good jobs are gone forever and being replaced with contract/part-time garbage doing the same work.

[highwhey]

In the case that you are serious, I'm always willing to help out...

Let me tell you the one thing you need to know to be a success. Without recanting my life story, I can tell you that at one point, I was lower than anyone on this board has probably ever been.

But the one thing you need to know, the ONE single thing, is...

APPRECIATE AND BE THANKFUL FOR EVERYTHING YOU HAVE

When you stop looking at what others have, and appreciate what you have, you'll see life in a totally different light. You think your life sucks? You just logged onto the internet to post on a message board, it obviously isn't sucking too bad.

Be appreciative of everything. I have a lot of nice things (now) but you know what the best feeling in the world is? It's not when I bought my truck, or my house. Its when I walk out of my office at the end of the day, get in my ride, roll down the windows, and breathe in that spring air. That's addicting.

You are alive, which is a lot more than thousands of others can say. You have a roof over your head, a computer to dick around on the internet with... What because you don't have a $500k house, you think your life sucks? I know (knew) people with monster houses who have declared bankruptcy and lost everything.

If you are bringing in more each month then you are spending, you are winning at life. That's the bottom line. If you aren't then you need to make more money. If you can't make more money, you need to spend less. That sounds like a terrible time, but once you make the jump into a life of freedom (not enveloped in the consumerism idea), you'll be a lot better off.
Damn, first time I like one of Uk's post.

Perspective is everything. No material object will make you happy if you already aren't happy. Same principle applies to being an unhappy bachelor. If you aren't happy with yourself, no woman will magically make you happy.

[Heilige]

I thought you were being sarcastic OP, sorry. Give some more insight into your situation though. Are you in major debt? A lot of people aren't doing very well these days, even though the media tries to make it seem like the economy has rebounded and there are plenty of jobs. Many good jobs are gone forever and being replaced with contract/part-time garbage doing the same work.


I have a two year degree in Business Management but have 58,000 in student loan debt that I need to start paying back in June 2016.

The reason I have so much debt is because I used to go to a 4 year university but fukked around too much and accumulated all that debt.

I want to be financially successful one day but don't know how to go about it and get out of the hole I'm in. I'm also 30 years old as well and that just makes me feel worse off because there are many people younger than me who have their lives together.

[fiddy]

Listening, persistence and calmness.

[Velocirap31]

The student debt has to be your priority to pay off first. Can you live with family? I realize that at 30 years old this is frowned upon, but you need to think of the future. Times have changed, many 30+ year olds live at home because they are in massive debt and/or can't find a decent job.

If you're currently unemployed, find any job you can that is related to your field. Many jobs ask for experience these days as it is the only thing to differentiate between hundreds of applicants with identical education. However, if you cannot find a job in your field, take anything you can get and be very frugal. This is where living with family can help substantially.

[UK2K]

I have a two year degree in Business Management but have 58,000 in student loan debt that I need to start paying back in June 2016.

The reason I have so much debt is because I used to go to a 4 year university but fukked around too much and accumulated all that debt.

I want to be financially successful one day but don't know how to go about it and get out of the hole I'm in. I'm also 30 years old as well and that just makes me feel worse off because there are many people younger than me who have their lives together.

Because they post pictures of them doing shit on Facebook does not mean their lives are together.

Like I said, I knew of a guy, a doctor who was friends with my aunt, who had a big ass house. Gambling addiction ****ed him right up the poop chute, and he ended up declaring bankruptcy and losing everything. Including his wife and kids.

Nobody has their shit together. Some are floating higher than others, but we are all floating just the same.

[UK2K]

The student debt has to be your priority to pay off first. Can you live with family? I realize that at 30 years old this is frowned upon, but you need to think of the future. Times have changed, many 30+ year olds live at home because they are in massive debt and/or can't find a decent job.

If you're currently unemployed, find any job you can that is related to your field. Many jobs ask for experience these days as it is the only thing to differentiate between hundreds of applicants with identical education. However, if you cannot find a job in your field, take anything you can get and be very frugal. This is where living with family can help substantially.

Go to a staffing agency. Not a temp agency.

Make that money, and stop spending. If you stop spending for a few months, and realize how much you have in your bank account, it will become a habit. I used to not save shit, but even at my shitty salary, I am still able to put away almost $1000 a month just because I don't spend my money on dumb shit like new clothes...

Last new piece of clothing I bought was from Wal-Mart. It was a pair of sweatpants on sale for $7, because the last pair of sweatpants I bought from Wal-Mart years ago finally had too many holes in them.

My girlfriend's father wears shirts in them all the time, and he's a millionaire. Kawhi Leonard drives a 97 Tahoe.

Thats why I say, be appreciative of what you have. Be comfortable with what you've got. You don't have a nice car? Who gives a ****. If it runs, you're doing better than 99.9% of the rest of the planet.

[Heilige]

The student debt has to be your priority to pay off first. Can you live with family? I realize that at 30 years old this is frowned upon, but you need to think of the future. Times have changed, many 30+ year olds live at home because they are in massive debt and/or can't find a decent job.

If you're currently unemployed, find any job you can that is related to your field. Many jobs ask for experience these days as it is the only thing to differentiate between hundreds of applicants with identical education. However, if you cannot find a job in your field, take anything you can get and be very frugal. This is where living with family can help substantially.


Yep, I'm currently unemployed. Gonna be very frugal because I want to turn my life around.

[Heilige]

Go to a staffing agency. Not a temp agency.

Make that money, and stop spending. If you stop spending for a few months, and realize how much you have in your bank account, it will become a habit. I used to not save shit, but even at my shitty salary, I am still able to put away almost $1000 a month just because I don't spend my money on dumb shit like new clothes...

Last new piece of clothing I bought was from Wal-Mart. It was a pair of sweatpants on sale for $7, because the last pair of sweatpants I bought from Wal-Mart years ago finally had too many holes in them.

My girlfriend's father wears shirts in them all the time, and he's a millionaire. Kawhi Leonard drives a 97 Tahoe.

Thats why I say, be appreciative of what you have. Be comfortable with what you've got. You don't have a nice car? Who gives a ****. If it runs, you're doing better than 99.9% of the rest of the planet.


How did he become a millionaire?

[Kvnzhangyay]

The most important things for success in my opinion: Network, and be humble.

[DeuceWallaces]

1. Don't worry or give a shit about what other people are doing.
2. Be thankful you were born in the US or some other developed nation.
3. Don't worry about school debt or generally dwell on the past.
4. Look forward and keep applying for jobs. Never stop applying and writing cover letters.
5. Don't be discouraged when you don't even get a response, let alone miss out after an interview.

Eventually you hope to get lucky and something will happen.

[red1]

If you are starting from a low point you will just have to fail your way forward. Find something you want to do that uses some of your strengths. Then commit for a decent period of time.

You'll make progress in no time.

[~primetime~]

https://planetinvestment.files.wordpress.com/2014/08/warren-buffett-success-quotes-thoughts-images-wallpapers-pictures-photos.jpg

[~primetime~]

^^^ it's funny though, I read an article about self-made billionaires and the gist of the article is that the one thing they all had in common was that they all took a massive risk at some point.

Buffett saying the opposite on risk taking.



'Billionaire' is a whole lot different than 'Millionaire' though...you can probably achieve millionaire through discipline and hard work/saving. Billionaire you probably have to take a massive risk.

[UK2K]

How did he become a millionaire?
He's incredibly intelligent. Vandy law grad. Worked as an investment manager. Retired last year at 53.

[UK2K]

^^^ it's funny though, I read an article about self-made billionaires and the gist of the article is that the one thing they all had in common was that they all took a massive risk at some point.

Buffett saying the opposite on risk taking.



'Billionaire' is a whole lot different than 'Millionaire' though...you can probably achieve millionaire through discipline and hard work/saving. Billionaire you probably have to take a massive risk.
Millionaire is attainable for everyone if you budget accordingly.

[UK2K]

By the way OP...

If you can pass a background check, go to USA jobs and find a job as a painter or some shit.

Perks of government jobs is they pay far more than any real company would pay their employees.

[longtime lurker]

^^^ it's funny though, I read an article about self-made billionaires and the gist of the article is that the one thing they all had in common was that they all took a massive risk at some point.

Buffett saying the opposite on risk taking.



'Billionaire' is a whole lot different than 'Millionaire' though...you can probably achieve millionaire through discipline and hard work/saving. Billionaire you probably have to take a massive risk.

Lol Buffet is not saying the opposite of risk. He's talking about sound planning

[~primetime~]

Lol Buffet is not saying the opposite of risk. He's talking about sound planning
He's saying don't jump in with both feet... The article I read said the common thing self made billionaires had was risking everything at some point. (Both feet in)

But like I said, that's a billionaire... Buffett just giving advice in general

[DeuceWallaces]

Go to a staffing agency. Not a temp agency.

Make that money, and stop spending. If you stop spending for a few months, and realize how much you have in your bank account, it will become a habit. I used to not save shit, but even at my shitty salary, I am still able to put away almost $1000 a month just because I don't spend my money on dumb shit like new clothes...

Last new piece of clothing I bought was from Wal-Mart. It was a pair of sweatpants on sale for $7, because the last pair of sweatpants I bought from Wal-Mart years ago finally had too many holes in them.

My girlfriend's father wears shirts in them all the time, and he's a millionaire. Kawhi Leonard drives a 97 Tahoe.

Thats why I say, be appreciative of what you have. Be comfortable with what you've got. You don't have a nice car? Who gives a ****. If it runs, you're doing better than 99.9% of the rest of the planet.

Lol. Preach about hard work and then casually mention you're trying to marry into a family of millionaires.

You claim luck didn't get you your middling white collar job. That's not what we're talking about when we say luck. We're talking about marrying into wealth. Being born white. Having access to good schools. Having an average family/social network that can help you get out of a variety of "jams" that would cripple the less fortunate.

[longtime lurker]

He's saying don't jump in with both feet... The article I read said the common thing self made billionaires had was risking everything at some point. (Both feet in)

But like I said, that's a billionaire... Buffett just giving advice in general

Don't jump in the boat with both feet is more like hedging your bets. A better risk comparison would be jumping in the boat vs being content on the dock. One thing I can say about risk is that most people underestimate the upside and overestimate the downside

[HenryGarfunkle]

In the case that you are serious, I'm always willing to help out...

Let me tell you the one thing you need to know to be a success. Without recanting my life story, I can tell you that at one point, I was lower than anyone on this board has probably ever been.

But the one thing you need to know, the ONE single thing, is...

APPRECIATE AND BE THANKFUL FOR EVERYTHING YOU HAVE

When you stop looking at what others have, and appreciate what you have, you'll see life in a totally different light. You think your life sucks? You just logged onto the internet to post on a message board, it obviously isn't sucking too bad.

Be appreciative of everything. I have a lot of nice things (now) but you know what the best feeling in the world is? It's not when I bought my truck, or my house. Its when I walk out of my office at the end of the day, get in my ride, roll down the windows, and breathe in that spring air. That's addicting.

You are alive, which is a lot more than thousands of others can say. You have a roof over your head, a computer to dick around on the internet with... What because you don't have a $500k house, you think your life sucks? I know (knew) people with monster houses who have declared bankruptcy and lost everything.

If you are bringing in more each month then you are spending, you are winning at life. That's the bottom line. If you aren't then you need to make more money. If you can't make more money, you need to spend less. That sounds like a terrible time, but once you make the jump into a life of freedom (not enveloped in the consumerism idea), you'll be a lot better off.
:roll:

[Akrazotile]

Lol. Preach about hard work and then casually mention you're trying to marry into a family of millionaires.

You claim luck didn't get you your middling white collar job. That's not what we're talking about when we say luck. We're talking about marrying into wealth. Being born white. Having access to good schools. Having an average family/social network that can help you get out of a variety of "jams" that would cripple the less fortunate.


Listen. Deuce. From one environmentalist to another, I want to THANK you for doing all the treesearch that you do. It's a career path not many would be able to summon the necessary commitment for, but it's important for all of us that somebody out there keep tabs on agricultural sustainability, environmental changes, these sorts of things. You are that somebody. We give you shit for it, but that's really more about us disliking you on a personal level. The work you're doing is good, honest work. You have my gratitude.

Cheers, fella :cheers:

[DeuceWallaces]

Listen. Deuce. From one environmentalist to another, I want to THANK you for doing all the treesearch that you do. It's a career path not many would be able to summon the necessary commitment for, but it's important for all of us that somebody out there keep tabs on agricultural sustainability, environmental changes, these sorts of things. You are that somebody. We give you shit for it, but that's really more about us disliking you on a personal level. The work you're doing is good, honest work. You have my gratitude.

Cheers, fella :cheers:

No one cares what you think.

[Im Still Ballin]

Step 1: Don't go to college

[Akrazotile]

No one cares what you think.


Now you just hold on one ****ing second, buddy. I am attempting to THANK you from one citizen to another, for the quality treesearch you do each and every day. This is not about ISH beef. Leave the personal shit ASIDE for a second pal.

You are helping to ensure the long-term viability of our precious ecosytems, and we appreciate the SHIT out of that my dude. Don't you even think for a ****ing second that we dont. Becuase WE DO.

[DeuceWallaces]

Didn't you retire for a 3-4th time?

[Akrazotile]

Didn't you retire for a 3-4th time?


http://i.imgur.com/s5NUcpn.jpg


My retirement is not the issue here, Deuce.

[Im Still Ballin]

Also depends what you consider success

For some, success is being able to display moral superiority and intellect in some random and isolated job, centered around being a small cog in a much larger conglomerate. Save the environment, the forester says! Like a christian fighting a crusade. The jedi of our times. Except without the prestige nor the power. So essentially just a khaki wearing oh holy one. His measure of success is about the title and status (Forester high life am I right?) of being a jedi. Not the actual ability. All about that high life baby. Them Greenpeace paparatzs be photo-snapping his rosie red cheeks. Red carpet baby. EcoFest 2016!

For others, success is about how many zeros be in your bank account. Get that wallet STACKED. Because money is why we do things. Utility for freedom and survival.

And That's The Bottom Line. (https://www.youtube.com/watch?v=TeXatquVqAc)

[Im Still Ballin]

http://25.media.tumblr.com/9a2f3fd05aa917607bd2a424ab10c43e/tumblr_mx7frqxGfX1r9ldn2o1_500.gif
https://38.media.tumblr.com/b4e9fc1b6169cbf7b669dbcf9abb1093/tumblr_ntbumnmnrz1qksk74o2_500.gif

[FultzNationRISE]

http://25.media.tumblr.com/9a2f3fd05aa917607bd2a424ab10c43e/tumblr_mx7frqxGfX1r9ldn2o1_500.gif
https://38.media.tumblr.com/b4e9fc1b6169cbf7b669dbcf9abb1093/tumblr_ntbumnmnrz1qksk74o2_500.gif

:roll:

[FultzNationRISE]

Didn't you retire for a 3-4th time?

:yaohappy: