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Andrei89
11-25-2019, 03:22 AM
Noob question maybe but why don't American get health insurance then complain when they need to pay 100k if they have an accident.

Saw a story on reddit : "I am 20 years old, had appendix removed and now i have to pay 40k. I have no insurance. What do I do."

First things that pops in my mind is why the hell are these people not insured? Is the monthly premium that expensive there? Here in The Netherlands we pay 160 euros a month for health insurance. Of course it stings to pay that amount monthly but it is a price to pay in case you ever get really sick or have an accident.

So why not in the US?

bladefd
11-25-2019, 03:41 AM
It's costly. It is not unheard of for a family plan premium to cost 8k a year and that does not include the employer's half or copay/coinsurance/deductible on top of that.

My dad pays premium of around 6k per year for family of 4 (I'm no longer in there since I am older than 26). His employer pays 6k, matching what my dad gives in premiums. He has like 1k deductible so everything up to 1k is out of pocket, his copay for doctor visits is like $50. His insurance pays for 80% so the remainder 20% is out of pocket.

Healthcare insurance is a major fraud in America. It has been a major fraud going back couple decades.

warriorfan
11-25-2019, 04:12 AM
Noob question maybe but why don't American get health insurance then complain when they need to pay 100k if they have an accident.

Saw a story on reddit : "I am 20 years old, had appendix removed and now i have to pay 40k. I have no insurance. What do I do."

First things that pops in my mind is why the hell are these people not insured? Is the monthly premium that expensive there? Here in The Netherlands we pay 160 euros a month for health insurance. Of course it stings to pay that amount monthly but it is a price to pay in case you ever get really sick or have an accident.

So why not in the US?

English mother ****er, do you speak it?

Loco 50
11-25-2019, 04:25 AM
If it isn't provided by your employer most people are unable to afford it.

From - https://smartasset.com/insurance/average-cost-of-health-insurance

The average cost of health insurance for a family of four in 2016 is $25,826, according to the Milliman Medical Index. This dollar amount reflects the annual cost of healthcare for a family covered by an employer-sponsored preferred provider plan. That’s the total cost of insurance, not just the cost of premiums.

From - https://www.marketwatch.com/story/brace-yourself-this-is-how-much-americas-1-has-saved-2018-08-24

The median American household currently holds just $11,700 in savings.

Nanners
11-25-2019, 04:32 AM
medicare

for

all

FultzNationRISE
11-25-2019, 04:53 AM
medicare

for

all


Youve said

We need to admit limitless immigrants

Because previous politicians

Started wars

In their countries.


So everything

Has to be free

For everyone


That

Should

Work



Thanks

Nanners

FultzNationRISE
11-25-2019, 05:25 AM
Noob question maybe but why don't American get health insurance then complain when they need to pay 100k if they have an accident.

Saw a story on reddit : "I am 20 years old, had appendix removed and now i have to pay 40k. I have no insurance. What do I do."

First things that pops in my mind is why the hell are these people not insured? Is the monthly premium that expensive there? Here in The Netherlands we pay 160 euros a month for health insurance. Of course it stings to pay that amount monthly but it is a price to pay in case you ever get really sick or have an accident.

So why not in the US?


As far as your question OP, people dont want to prioritize healthcare when the worst that will happen in a serious emergency is theyll get a big bill that will hurt their credit. The ambulance wont drive past them if theyre not covered, and theyre not gonna be put in debtors prison.

If countries with socialized medicine didnt include health care as part of the tax structure, I assume more people in those places would also give in to the temptation to worry about it later.


The problem is that there is a much more even contribution and reliance in Holland, Switzerland, Norway etc. People roughly put in the same, and receive the same. There is a national pride where people want all their fellow countrymen healthy, more interest in using the system fairly.

America is a melting pot. Crackers in the south have no real bond with n1ggaz in the city, who have no real bond with beaners by the border, who dont connect with azns on the coast. If you even try to unite these groups by saying “lets take some damn pride in being American” then youre a bigot bc foreign exchange students might feel uncomfortable.

Medicare for all will just be wildly exploited by everyone. Grab and dash. No accountability for one’s health, no interest in working to pay into the system, just grab and dash when you need it. On a scale millions-strong.

Nobody cares about America itself. It’s a melting pot full of people happy to game the system.

Thats why we have different rules than you european nancy boyz. Cuz we aint one big happy family. Shit’s dog eat dog over hurr, ya dig? And I aint just talkin bout the restaurants in Koreatown. You go out and get yours, and if you cant then TOO BAD.

Oh, and you better watch out for those man-eating jack rabbits, and killer cacti.


HEY. DUDE.



yeah, it’s a little wild and a little strange
when you make your home out on the range....

start your horse and come along...
but ya cant get a ride if ya cant hold on


DEAL WID IT :crazysam:

Nanners
11-25-2019, 05:56 AM
Youve said

We need to admit limitless immigrants

Because previous politicians

Started wars

In their countries.


So everything

Has to be free

For everyone


That

Should

Work



Thanks

Nanners

You can insult me all you want, but insult me on something i have actually said, you dumb**** shoe-slinging mooli.

I have never once advocated for limitless immigration or anything like it. Whats the point of having a nation if borders are meaningless? You know I voted for Trump right?

Andrei89
11-25-2019, 07:02 AM
If it isn't provided by your employer most people are unable to afford it.

From - https://smartasset.com/insurance/average-cost-of-health-insurance

The average cost of health insurance for a family of four in 2016 is $25,826, according to the Milliman Medical Index. This dollar amount reflects the annual cost of healthcare for a family covered by an employer-sponsored preferred provider plan. That’s the total cost of insurance, not just the cost of premiums.

From - https://www.marketwatch.com/story/brace-yourself-this-is-how-much-americas-1-has-saved-2018-08-24

The median American household currently holds just $11,700 in savings.

This is ****ing ridiculous. :eek: :eek:

Here in NL for a family of 4 we would pay around 7,5k a year.

However:

1. If you are unemployed the government gives you around 90 euros a month to pay part of the insurance.
2. If your salary is less than 28k a year you get 90 euros a month to pay part of your insurance.
3. Health insurance is mandatory you cant live here without one.

I started getting mad when my premium went from 150 a month to 160, but now seeing your numbers, I am humbled as ****

tpols
11-25-2019, 09:49 AM
Idiots on the right have brainwashed people into thinking that's communism and a working system would make us the new soviet union.

rufuspaul
11-25-2019, 09:51 AM
The insurance industry has congress in their back pocket. It's a huge scam.

sammichoffate
11-25-2019, 10:05 AM
Idiots on the right have brainwashed people into thinking that's communism and a working system would make us the new soviet union.Meanwhile whenever they get a broken hip, they're fully funded by the taxpayers and you don't hear a peep from them afterwards.

MaxFly
11-25-2019, 10:55 AM
One of the things with which we need to come to terms in the US is the fact that for-profit health insurance companies serve two masters; they serve their clients, but like all businesses, their primary responsibility is to profit and return value to their shareholders and owners. That dual purpose is exceedingly problematic in the health space because insurance companies are dealing with clients around the most critical and vulnerable aspect of their lives: their health. For a large section of the population, it is very difficult to live without health insurance and healthcare. That desperate need, in conjunction with the skewed incentives health insurance companies have, puts people, especially those without employment or who work for themselves, at a grave disadvantage when shopping for plans. Some forego insurance altogether and others pay for cut rate plans that cover next to nothing.

That's how we end up with stories like this. (https://www.inquirer.com/health/consumer/limited-benefit-skimpy-health-plans-sales-pitch-20191114.html)

ItsMillerTime
11-25-2019, 11:05 AM
Idiots on the right have brainwashed people into thinking that's communism and a working system would make us the new soviet union.

Ding ding ding.

We will never pass decent legislation for health care/insurance as long as the GOP maintains the status quo.

Vote Bernie. Medicare for All.

TheMan
11-25-2019, 11:11 AM
Medical costs in the US is the world's biggest scam :oldlol:

I had Lasik surgery done here in MX years ago at a highly reputable clinic (where I met other US citizens) for a grand total of about 500 bucks when the least expensive option I had in the US was $1,500 per eye :roll:

$45,000 to have your appendix removed, GTFOH...average cost down here is about $2,500 :facepalm

US medical costs are waaaay the **** too high when you compare them to just about anywhere else in the world.

sammichoffate
11-25-2019, 11:19 AM
Ding ding ding.

We will never pass decent legislation for health insurance as long as the GOP maintains the status quo.

Vote Bernie. Medicare for All.It goes a little farther than that, Obamacare was basically a money grab for all the insurance industry stakeholders as well, by forcing people to buy insurance from private companies or else you got penalties. Poor people who worked part time jobs got their benefits slashed while the rich were barely affected, the Cadillac tax was never put into place because the Dems were cowards after public option was taken off the table.

The whole system is corrupt as s***.

ItsMillerTime
11-25-2019, 11:21 AM
Medical costs in the US is the world's biggest scam :oldlol:

I had Lasik surgery done here in MX years ago at a highly reputable clinic (where I met other US citizens) for a total of about 500 bucks total when the least expensive option I had in the US was $1,500 per eye :roll:

$45,000 to have your appendix removed, GTFOH...average cost down here is about $2,500 :facepalm

US medical costs are waaaay the **** too high when you compare them to just about anywhere else in the world.

Each year, thousands of Americans drive to Canada to buy insulin and thousands of Americans drive to Mexico to have dental work done.

What a country.

warriorfan
11-25-2019, 11:22 AM
Medical costs in the US is the world's biggest scam :oldlol:

I had Lasik surgery done here in MX years ago at a highly reputable clinic (where I met other US citizens) for a total of about 500 bucks total when the least expensive option I had in the US was $1,500 per eye :roll:

$45,000 to have your appendix removed, GTFOH...average cost down here is about $2,500 :facepalm

US medical costs are waaaay the **** too high when you compare them to just about anywhere else in the world.

That

TheMan
11-25-2019, 11:22 AM
You can insult me all you want, but insult me on something i have actually said, you dumb**** shoe-slinging mooli.

I have never once advocated for limitless immigration or anything like it. Whats the point of having a nation if borders are meaningless? You know I voted for Trump right?
I'm not a liberal and apparently neither are you. Trump is the worst option to vote for if you ever even want to start a debate on single payer healthcare, the kind you pretend to be for...

TheMan
11-25-2019, 11:32 AM
That’s because Mexico is a ghetto shithole dude. You probably have aids now.
There are easily more people with AIDS in the US than down here but try again douchebag. If you ever have a healthcare emergency, better lube up dat ass real good cuz you're gonna get fukked big time :oldlol: Meanwhile I'll be laughing my ass off and hoping for your sake that you have an extra 100 grand laying around.



If you are like most, one of your primary concerns when considering a move outside the U.S, will be healthcare. Fortunately, you will find, in general, healthcare in Mexico is very good…and in many places it is excellent. Many doctors and dentists in Mexico received at least part of their training in the U.S. (And many U.S. doctors have trained in Mexico, notably in Guadalajara and Mexico City.) Many of them continue to go to the U.S. or Europe for ongoing training.

Every medium to large city in Mexico has at least one first-rate hospital. And a big plus is that the cost of healthcare in Mexico is generally half or less than what you might expect to pay in the U.S. The same goes for prescription drugs. Prescription drugs manufactured in Mexico cost, on average, about 30% to 60% less than the same drugs in the U.S.

Read the link so you can be less ignorant...:cheers:

https://internationalliving.com/countries/mexico/health-care/

Nanners
11-25-2019, 11:35 AM
I'm not a liberal and apparently neither are you. Trump is the worst option to vote for if you ever even want to start a debate on single payer healthcare, the kind you pretend to be for...

In addition to not being a liberal, you obviously arent much of a thinker either.

A persons vote in a single instance does not sum up all of their political beliefs. Also, with our system, there are only two options to vote for in a given year, and in my state team blue was guaranteed to win by a landslide.

Anyway your post is just laughably wrong. Back in the lead up to the 2016 election, neither candidate supported single payer (Hillary said Bernies plan would "never ever come to pass (https://www.nytimes.com/politics/first-draft/2016/01/29/hillary-clinton-say-bernie-sanderss-health-plan-will-never-ever-come-to-pass/)"). Meanwhile, at least Trump pretended that he supported single payer (https://www.politifact.com/wisconsin/statements/2015/sep/11/reid-ribble/donald-trump-wants-replace-obamacare-single-payer-/).

warriorfan
11-25-2019, 11:41 AM
There are easily more people with AIDS in the US than down here but try again douchebag. If you ever have a healthcare emergency, better lube up dat ass real good cuz you're gonna get fukked big time :oldlol: Meanwhile I'll be laughing my ass off and hoping for your sake that you have an extra 100 grand laying around.



Read the link so you can be less ignorant...:cheers:

https://internationalliving.com/countries/mexico/health-care/

We

TheMan
11-25-2019, 11:43 AM
Each year, thousands of Americans drive to Canada to buy insulin and thousands of Americans drive to Mexico to have dental work done.

What a country.
When I was living in TJ, it was a well known fact that Americans would drive to Mexico to buy the same prescription drugs they sold in the US at a fraction of the costs...but schmucks like egokiller will pay about 400-500 bucks to remove an impacted wisdom tooth when I had it done for $100 :oldlol:

TheMan
11-25-2019, 11:50 AM
In addition to not being a liberal, you obviously arent much of a thinker either.

A persons vote in a single instance does not sum up all of their political beliefs. Also, with our system, there are only two options to vote for in a given year, and in my state team blue was guaranteed to win by a landslide.

Anyway your post is just laughably wrong. Back in the lead up to the 2016 election, neither candidate supported single payer (Hillary said Bernies plan would "never ever come to pass (https://www.nytimes.com/politics/first-draft/2016/01/29/hillary-clinton-say-bernie-sanderss-health-plan-will-never-ever-come-to-pass/)"). Meanwhile, at least Trump pretended that he supported single payer (https://www.politifact.com/wisconsin/statements/2015/sep/11/reid-ribble/donald-trump-wants-replace-obamacare-single-payer-/).
You got that right, Trump pretended that he supported single payer. Unfortunately, millions got suckered in by that con-man.

I hope your proud that you voted for that POS that has rolled back countless progressive initiatives especially pertaining to the environment, way to shoot yourself in the foot but hey, you're still a purist amirite?

Nanners
11-25-2019, 11:52 AM
You got that right, Trump pretended that he supported single payer. Unfortunately, millions got suckered in by that con-man.

I hope your proud that voted for that POS that has rolled back countless progressive initiatives especially pertaining to the environment, way to shoot yourself in the foot but hey, you're still a purist amirite?

:oldlol:

I will gladly vote for that POS again if it means voting against an unapoloagetic cheater POS fake liberal corporatist that was handed the dem nomination thanks to DNC cheating

Obama also pretended that he supported single payer, and now his disasterous system is sucking this country dry on an industrial scale

TheMan
11-25-2019, 11:55 AM
We’ve all been to Mexico. It’s a filthy shithole. Let’s be serious for a moment, you arn’t fooling anyone here.
FOH, you haven't gotten outside of your hicktown, you don't strike me as a worldy person. You're an ignoramus, you assume to know things but you really are clueless. I wouldn't judge the whole of the US by it's shitty places like skid row in LA or the broken down hoods of Detroit...MX has it's share of nice places, we even have internet too, that's why I'm trying to learn you some new things you didn't know about.

Get out of your safe space and travel a bit, hillbilly :cheers:

Manny98
11-25-2019, 11:57 AM
Imagine paying for healthcare :roll:

America is so behind European countries its ridiculous

warriorfan
11-25-2019, 12:04 PM
FOH, you haven't gotten outside of your hicktown, you don't strike me as a worldy person. You're an ignoramus, you assume to know things but you are really clueless. I wouldn't judge the whole of the US by it's shitty places like skid row in LA or the broken down hoods of Detroit...MX has it's share of nice places, we even have internet too, that's why I'm trying to learn you some new things you didn't know about.

Get out of your safe space and travel a bit, hillbilly :cheers:

We have all been to Mexico. It sucks. It

TheMan
11-25-2019, 12:07 PM
:oldlol:

I will gladly vote for that POS again if it means voting against an unapoloagetic cheater POS fake liberal corporatist that was handed the dem nomination thanks to DNC cheating

Obama also pretended that he supported single payer, and now his disasterous system is sucking this country dry on an industrial scale
Meh, I agree with a lot of your viewpoints so I really don't want to get into a beef with you...I just can't understand why someone who claims to have liberal viewpoints would ever support someone who is the complete opposite of a liberal. Trump has been a complete disaster to those who care about the environment, forget his disastrous economic policies for the working and middle class, this corrupt criminal has done untold damage to the environment. That issue alone is enough for to me to never consider voting for him.

https://www.google.com/amp/s/relay.nationalgeographic.com/proxy/distribution/public/amp/environment/2019/02/15-ways-trump-administration-impacted-environment

TheMan
11-25-2019, 12:10 PM
We have all been to Mexico. It sucks. It’s humid and dirty. Smells like shit. There’s little 3 year old girls running around with no shoes on trying to sell you chicklets or begging for money. There’s a few decent tourist spots but besides that the place would be total hell to live. Keep projecting though. Do us all a favor and stay down there in your little Mexican shithole. You have not been missed. :cheers:
Don't worry, I ain't planning on moving back, I like taking my kids to school and not worrying if some incel like you will shoot up the school.

Gonna take my fam to Disneyland...I hope security checks for guns though :eek:

Nanners
11-25-2019, 12:28 PM
Meh, I agree with a lot of your viewpoints so I really don't want to get into a beef with you...

If you dont want beef then dont start beef


I just can't understand why someone who claims to have liberal viewpoints would ever support someone who is the complete opposite of a liberal.

I would say the same to anyone who votes for establishment democrats


Trump has been a complete disaster to those who care about the environment, forget his disastrous economic policies for the working and middle class, this corrupt criminal has done untold damage to the environment. That issue alone is enough for to me to never consider voting for him.

Yes Trump has been a disaster on the environment... just like every president before him. Compare Trump with Obama for a minute - Obama let BP turn the gulf into a toxic wasteland with little more than a slap on the wrist, Obama presided over an unprecidented and absolutely massive expansion in hydraulic fracking and domestic drilling, Obama opened huge swaths of protected arctic areas to oil exploration, Obama sent militarized police to protect the financial interests of a Canadian Oil company during the standing rock protests... all things considered Trump hasnt really been that bad in the grand scheme of things.

CelticBaller
11-25-2019, 12:36 PM
Because health insurance is expensive

Shouldn

CelticBaller
11-25-2019, 12:38 PM
Imagine paying for healthcare :roll:

America is so behind European countries its ridiculous
You pay for healthcare with your taxes dumbass

egokiller
11-25-2019, 12:55 PM
I pay $360 a month for full family plan and have a $1000 yearly deductible and $25 co pay.

CelticBaller
11-25-2019, 01:13 PM
Meh, I agree with a lot of your viewpoints so I really don't want to get into a beef with you...I just can't understand why someone who claims to have liberal viewpoints would ever support someone who is the complete opposite of a liberal. Trump has been a complete disaster to those who care about the environment, forget his disastrous economic policies for the working and middle class, this corrupt criminal has done untold damage to the environment. That issue alone is enough for to me to never consider voting for him.

https://www.google.com/amp/s/relay.nationalgeographic.com/proxy/distribution/public/amp/environment/2019/02/15-ways-trump-administration-impacted-environment
The **** are you talking about? Trump has been a great president if we talk about economics for the middle and lower class :facepalm

Charlie Sheen
11-25-2019, 01:22 PM
When I was living in TJ, it was a well known fact that Americans would drive to Mexico to buy the same prescription drugs they sold in the US at a fraction of the costs...but schmucks like egokiller will pay about 400-500 bucks to remove an impacted wisdom tooth when I had it done for $100 :oldlol:
That doesn't make him a schmuck. He's supporting small business in his community. God forbid you ever have a dental emergency... that's one of the worst pain in life. You'll be thanking whatever god you believe in that you have a relationship with your local dentist.

ItsMillerTime
11-25-2019, 01:23 PM
The **** are you talking about? Trump has been a great president if we talk about economics for the middle and lower class :facepalm

Lol what? Please explain.

FultzNationRISE
11-25-2019, 01:28 PM
Lol what? Please explain.


It

CelticBaller
11-25-2019, 01:35 PM
Lol what? Please explain.
Unemployment is down, wages and household income all have increased :facepalm

AirBonner
11-25-2019, 01:42 PM
This is why it

tpols
11-25-2019, 02:33 PM
Each year, thousands of Americans drive to Canada to buy insulin and thousands of Americans drive to Mexico to have dental work done.

What a country.

A family member of mine spent 25k to fix his teeth.

My dental plan only covers cleanings so if I ever needed a root canal or something I'd be in the whole for many thousands of dollars.

Such a Damn joke this system is. I dead ass would be better off quitting my job, go on Medicaid n collect unemployment to save money and get a new job after the fix lol

tpols
11-25-2019, 02:38 PM
Imagine paying for healthcare :roll:

America is so behind European countries its ridiculous


We can thank people like tio starface and all the dumb **** redneck politicians for never progressing.

They've been shooting every plan down since the 80s and have never had an alternative.

ItsMillerTime
11-25-2019, 03:05 PM
[QUOTE=FultzNationRISE]It

Rocket
11-25-2019, 03:56 PM
Idiots on the right have brainwashed people into thinking that's communism and a working system would make us the new soviet union.

lol, Warren's plan has an over 50 Trillion dollar price tag while Bernie's plan rings up north of 30 trillion. You know a trillion here a trillion there and soon you are talking about "real" money. :facepalm

The everything is free and someone else is going to pay for it crowd think if we just tax the rich enough they will never have to lift a finger. Sorry to break it to you but there is no such thing as "free" healthcare. Someone has to pay for it and if you think it is just billionaires who will foot the bill then I have some prime ocean front property in Arizona to sell you.

ItsMillerTime
11-25-2019, 04:07 PM
lol, Warren's plan has an over 50 Trillion dollar price tag while Bernie's plan rings up north of 30 trillion. You know a trillion here a trillion there and soon you are talking about "real" money. :facepalm

The everything is free and someone else is going to pay for it crowd think if we just tax the rich enough they will never have to lift a finger. Sorry to break it to you but there is no such thing as "free" healthcare. Someone has to pay for it and if you think it is just billionaires who will foot the bill then I have some prime ocean front property in Arizona to sell you.

Who the fvck is talking about free healthcare?

I'll gladly pay more taxes for healthcare overhaul, ESPECIALLY if the billionaires start paying their fair share as well. Do you think it's right that the middle class now has a higher tax percentage than the top one percenters? You do realize that you're vehemently fighting to remain being taken advantage of, right?

Boomer logic is so hilarious to me, considering they've probably received the most handouts of any generation.

Nanners
11-25-2019, 04:09 PM
lol, Warren's plan has an over 50 Trillion dollar price tag while Bernie's plan rings up north of 30 trillion. You know a trillion here a trillion there and soon you are talking about "real" money. :facepalm

The everything is free and someone else is going to pay for it crowd think if we just tax the rich enough they will never have to lift a finger. Sorry to break it to you but there is no such thing as "free" healthcare. Someone has to pay for it and if you think it is just billionaires who will foot the bill then I have some prime ocean front property in Arizona to sell you.

the cost of those plans isnt an additional cost, they would be replacing what we are currently spending.

americans are currently on pace to spend ~$4 trillion on healthcare this year, and that number should steadily rise every year for the forseeable future. replacing our current system with Bernies system (that costs ~$30t over 10 years) would save americans at least a trillion dollars per year.

the idea that we "cant afford" a healthcare system that would be cheaper than our current system is propaganda from the insurance industry.

tpols
11-25-2019, 04:09 PM
lol, Warren's plan has an over 50 Trillion dollar price tag while Bernie's plan rings up north of 30 trillion. You know a trillion here a trillion there and soon you are talking about "real" money. :facepalm

The everything is free and someone else is going to pay for it crowd think if we just tax the rich enough they will never have to lift a finger. Sorry to break it to you but there is no such thing as "free" healthcare. Someone has to pay for it and if you think it is just billionaires who will foot the bill then I have some prime ocean front property in Arizona to sell you.


If we shrank the private insurance industry down to being purely elective like it is everywhere else, consolidated everything under one umbrella, and instituted regulatory price controls on big pharma and hospital associations the price of care would dramatically drop and cost far less than what it costs now.

Nobody said everything is free it takes work and collaboration on all levels to get this stuff running you cookie cutter fox news watching bo0mer.

CelticBaller
11-25-2019, 04:17 PM
If we shrank the private insurance industry down to being purely elective like it is everywhere else, consolidated everything under one umbrella, and instituted regulatory price controls on big pharma and hospital associations the price of care would dramatically drop and cost far less than what it costs now.

Nobody said everything is free it takes work and collaboration on all levels to get this stuff running you cookie cutter fox news watching bo0mer.
thats not what sanders and warren want

Loco 50
11-25-2019, 06:30 PM
the cost of those plans isnt an additional cost, they would be replacing what we are currently spending.

americans are currently on pace to spend ~$4 trillion on healthcare this year, and that number should steadily rise every year for the forseeable future. replacing our current system with Bernies system (that costs ~$30t over 10 years) would save americans at least a trillion dollars per year.

the idea that we "cant afford" a healthcare system that would be cheaper than our current system is propaganda from the insurance industry.
:applause:

Loco 50
11-25-2019, 06:32 PM
The insurance industry has congress in their back pocket. It's a huge scam.
Yes, we've got some folks here trying to blame one side or the other. Both sides have been bought, but admittedly the conservatives are a bit more overtly malignant about it because they can get away with that with their constituents. Dems have to do their underhanded dealing out of sight.

Loco 50
11-25-2019, 06:35 PM
Who the fvck is talking about free healthcare?

I'll gladly pay more taxes for healthcare overhaul, ESPECIALLY if the billionaires start paying their fair share as well. Do you think it's right that the middle class now has a higher tax percentage than the top one percenters? You do realize that you're vehemently fighting to remain being taken advantage of, right?

Boomer logic is so hilarious to me, considering they've probably received the most handouts of any generation.
:applause:

FultzNationRISE
11-25-2019, 06:37 PM
You're a fvcking loser bro :oldlol:

Talking about intelligence and misspells words my 5th grade cousin could ace with ease. :oldlol:

And what opportunities have you been blessed with, Starface? How's the razor business coming? You moved out of your mom's basement yet with all the opportunities Trump has bestowed upon you? Worthless degenerate. :oldlol:


You're the one literally crying like a sissy boy that the government won't take care of you :lol


Conservatives didn't vote for Bernie and neither did minorities.

A small faction of white losers like you are literally trying to white knight for the rest of the country who are REJECTING your attempts to 'help.'

And yet you're still crying and pissing your panties claiming it's 'for all!'

Seems like you just want more free shit for undeserving beta males like yourself, and you're trying to convince everyone else to feel as pathetic as you are so they'll vote your way.

FultzNationRISE
11-25-2019, 06:39 PM
Yes, we've got some folks here trying to blame one side or the other. Both sides have been bought, but admittedly the conservatives are a bit more overtly malignant about it because they can get away with that with their constituents. Dems have to do their underhanded dealing out of sight.


Right, like you pretending your virtue signaling and selfish demands to free access to anything you want at the expense of others.... is social justice.

Nice of you to admit your whole political 'beliefs' are a phony, selfish charade.


"No, no, no, everyone else is self interested, Im just the only one who isnt1!!11!!!"



k Loco :lol

qrich
11-25-2019, 06:45 PM
In addition to not being a liberal, you obviously arent much of a thinker either.

A persons vote in a single instance does not sum up all of their political beliefs. Also, with our system, there are only two options to vote for in a given year, and in my state team blue was guaranteed to win by a landslide.

Anyway your post is just laughably wrong. Back in the lead up to the 2016 election, neither candidate supported single payer (Hillary said Bernies plan would "never ever come to pass (https://www.nytimes.com/politics/first-draft/2016/01/29/hillary-clinton-say-bernie-sanderss-health-plan-will-never-ever-come-to-pass/)"). Meanwhile, at least Trump pretended that he supported single payer (https://www.politifact.com/wisconsin/statements/2015/sep/11/reid-ribble/donald-trump-wants-replace-obamacare-single-payer-/).

Only due to simpletons.

tpols
11-25-2019, 06:52 PM
You're the one literally crying like a sissy boy that the government won't take care of you :lol



You are one dumb mother****er.

Having working systems in place and agreeing to pay more for them isnt asking the government to take care of you... it's basic rationale for improving society for everybody.

You're probably the biggest clown on this site, a guy having been taken care of by his daddy his entire life into middle age ragging on people that actually have careers, pay thier own rent / bills, and support themselves.

Holy shit mate, gather some self awareness.

:biggums:

FultzNationRISE
11-25-2019, 07:39 PM
You are one dumb mother****er.

Having working systems in place and agreeing to pay more for them isnt asking the government to take care of you... it's basic rationale for improving society for everybody.

You're probably the biggest clown on this site, a guy having been taken care of by his daddy his entire life into middle age ragging on people that actually have careers, pay thier own rent / bills, and support themselves.

Holy shit mate, gather some self awareness.

:biggums:


You're repeating a meme that started 10 years ago, while having no knowledge of the reality nor even the context it originates from. Meanwhile Nanners and J2theIzzo are working the 'shoe salesman' angle because I worked in women's footwear at Macy's a while back.

I've also had people try to clown on the fact that I did medical studies for money and sat in the audience for game shows for minimum wage. I also lease apartments in Austin and rent them on airbnb. I drive for rideshare companies in my spare time.

Why would I be doing any of that if I was being 'taken care of' my whole adult life?


This is why your arguments are so poor. Because you're not interested in dealing with reality, you just rely on memes and catch phrases you don't even understand, because you just really WANT something to be true, and you think it should be true, so you're afraid that discussing it rationally may lead to a conclusion you're afraid of.

Your political 'views' are a literal meme. I've spoken to a number of people who work directly in hospital finance. They've straight up laughed at California's idea of socialized medicine. Cali is the bluest state with the biggest revenue. Nobody with a shred of a brain thinks it's actually going to work, which is why even their Dem politicians are trying to sandbag it. They may be cuniving phonies, but they're not idiots unlike their voters. They know the shit will be straight up jokes.

And tpols thinks we need the federal government to do that times 50. :lol

I remember after like the hundredth time you bragged about California's GDP, I asked you why they dont have free healthcare, and you were like "WELL IT DOESNT MAKE SENSE FOR THEM TO DO IT IF ARKANSAS ISNT GONNA DO IT ToO!!!!"



This is why you need Bernie. Because you're obviously not equipped to take action and hustle for that American Dream. Look at the arguments you make. YOure a naive child.

I told you that if you would simply ADMIT that you're beta first, then we can talk about how to find a system of compromise. As long as you're pretending it's for 'social justice' and not simply 'you can't hack it,' we aint goin nowhere baby boy.

bladefd
11-25-2019, 07:59 PM
If you dont want beef then dont start beef


I would say the same to anyone who votes for establishment democrats


Yes Trump has been a disaster on the environment... just like every president before him. Compare Trump with Obama for a minute - Obama let BP turn the gulf into a toxic wasteland with little more than a slap on the wrist, Obama presided over an unprecidented and absolutely massive expansion in hydraulic fracking and domestic drilling, Obama opened huge swaths of protected arctic areas to oil exploration, Obama sent militarized police to protect the financial interests of a Canadian Oil company during the standing rock protests... all things considered Trump hasnt really been that bad in the grand scheme of things.

You say you are all for liberal policies then you go out and vote for the exact opposite. You are a hypocrite and even worse - a vengeful individual. Bernie gets screwed over by Hillary and you decide to take revenge. Well, you got your revenge. The prick in the white house is a con-artist who has been screwing over contractors and low wage construction workers for decades for their work on his properties. That's just one example of how much of a petty douchebag he is despite being worth "$10 billion". I don't even feel like going into all the other lawsuits he was facing and the allegations by a huge number of women, etc. I hope you are happy voting into the white house that very prick.

You got your revenge. Good job, nanners, good job. :applause:

He has turned the EPA into a laughingstock, reversed car gas mileage requirements, tried to push for coal until he realized it was a losing battle, changed the endangered animal protection act, pulled us out of the paris agreement, killed clean air act & clean power plan, etc. I hope you have been sleeping well every night since. But well, you got your revenge so it's all good now.

tpols
11-25-2019, 08:00 PM
:roll:


rideshares, medical guinea pig, and temp rentals. Jesus christ son, how about consolidating all of your supreme intellectual prowess in one direction and actually forging a real career instead of a hodge podge of side hustles?

You're lecturing us on providing for ourselves or leeching??


:yaohappy:

Meticode
11-25-2019, 08:02 PM
Noob question maybe but why don't American get health insurance then complain when they need to pay 100k if they have an accident.

Saw a story on reddit : "I am 20 years old, had appendix removed and now i have to pay 40k. I have no insurance. What do I do."

First things that pops in my mind is why the hell are these people not insured? Is the monthly premium that expensive there? Here in The Netherlands we pay 160 euros a month for health insurance. Of course it stings to pay that amount monthly but it is a price to pay in case you ever get really sick or have an accident.

So why not in the US?
Usually if you don't get insurance through an employer, it's super expensive to pay for it on your own privately. It's all just a big scam for money and I hate it. Wish it was the way Canada is. I would gladly pay taxes for universal healthcare for everyone as long as when I go to the doctor I don't have to pay a dime because my taxes already took care of it.

bladefd
11-25-2019, 08:13 PM
lol, Warren's plan has an over 50 Trillion dollar price tag while Bernie's plan rings up north of 30 trillion. You know a trillion here a trillion there and soon you are talking about "real" money. :facepalm

The everything is free and someone else is going to pay for it crowd think if we just tax the rich enough they will never have to lift a finger. Sorry to break it to you but there is no such thing as "free" healthcare. Someone has to pay for it and if you think it is just billionaires who will foot the bill then I have some prime ocean front property in Arizona to sell you.

What those with agenda won't tell you about the $32 trillion price tag:
Our current healthcare will cost around 32 trillion over next 10 years (doing nothing).
Universal healthcare/medicare-for-all will cost around 32 trillion over next 10 years.

That's right. Keeping what we have now will cost very similar over the next 10 years as medicare-for-all. Medicare-for-all would cover everyone though. Yes, taxes will go up a bit but in return, you lose premium/copay/deductible/coinsurance. You probably save money ultimately.

Estimates by different entities:
http://www.crfb.org/sites/default/files/sanders%20single%20payer%20estimates_3.jpg

Hawker
11-25-2019, 09:27 PM
Copays are still expensive even if there's a public healthcare system.

$55 where I am now plus extra if I go on the weekend.

Was like $80 per visit in Australia.

Americans are fat and sedentary and eat like shit. Would like to see some politicians with some balls preach that if they want to keep healthcare costs down.

ItsMillerTime
11-26-2019, 11:12 AM
You're the one literally crying like a sissy boy that the government won't take care of you :lol


Conservatives didn't vote for Bernie and neither did minorities.

A small faction of white losers like you are literally trying to white knight for the rest of the country who are REJECTING your attempts to 'help.'

And yet you're still crying and pissing your panties claiming it's 'for all!'

Seems like you just want more free shit for undeserving beta males like yourself, and you're trying to convince everyone else to feel as pathetic as you are so they'll vote your way.

Once again, you have absolutely NO IDEA what you're talking about.

I've held a full-time job since I was 15 years old. I started at a grocery store pushing carts and bagging groceries, I moved on to fast food for a while, I then went on to work in a law firm at 18 years old, and now I've been in the IT industry for about 10 years now. I've been paying taxes and contributing to the economy for over half of my entire life. I own a home. I have kids.

You, on the other hand, BEG FOR MONEY ON A FVCKING BASKETBALL FORUM. You are a true bottom feeder of society. You are scum in every single sense of the word. You leech off your family and the generosity of strangers. You're a fvcking pathetic joke that somehow thinks you've transcended above others and you're somehow enlightened because you can Google philosophical questions and copy+paste back on whatever website you're furiously F5ing for the day, because that is the highlight of your miserable existence.

In summation, you are a worthless piece of shit that projects your own shortcomings onto others. Suck my dick.

CelticBaller
11-26-2019, 11:22 AM
Usually if you don't get insurance through an employer, it's super expensive to pay for it on your own privately. It's all just a big scam for money and I hate it. Wish it was the way Canada is. I would gladly pay taxes for universal healthcare for everyone as long as when I go to the doctor I don't have to pay a dime because my taxes already took care of it.
Most of America doesn

sammichoffate
11-26-2019, 11:44 AM
Once again, you have absolutely NO IDEA what you're talking about.

I've held a full-time job since I was 15 years old. I started at a grocery store pushing carts and bagging groceries, I moved on to fast food for a while, I then went on to work in a law firm at 18 years old, and now I've been in the IT industry for about 10 years now. I've been paying taxes and contributing to the economy for over half of my entire life. I own a home. I have kids.

You, on the other hand, BEG FOR MONEY ON A FVCKING BASKETBALL FORUM. You are a true bottom feeder of society. You are scum in every single sense of the word. You leech off your family and the generosity of strangers. You're a fvcking pathetic joke that somehow thinks you've transcended above others and you're somehow enlightened because you can Google philosophical questions and copy+paste back on whatever website you're furiously F5ing for the day, because that is the highlight of your miserable existence.

In summation, you are a worthless piece of shit that projects your own shortcomings onto others. Suck my dick.https://media.giphy.com/media/HhTXt43pk1I1W/giphy.gif

Sweet Baby Jesus :roll:

diamenz
11-26-2019, 04:29 PM
brooklyn gray, no doubt. this chick drives me nuts.

https://imagetwist.com/8rtk6fdnr0gn/BG_tm_3.jpeg
https://imagetwist.com/6kf8o4hltgwo/LR_BG_5.jpeg
https://pbs.twimg.com/media/EKAIWerW4AASnIh?format=jpg&name=large

Jasper
11-26-2019, 08:05 PM
My wife is a RN and has the insurance.

I have a bad back , scoliosis and middle of back has fused together , yet after another injury in May the Insurance company doesn't want to pay for an MRI
$4k

The MRI would give the specialist a better direction to help with my life.
I am not 85 years old , I still have at least a couple decades left if not more!!!!!!!!!!!

ItsMillerTime
11-27-2019, 10:42 AM
That's what I thought, Shitface.

Proctor
11-27-2019, 03:18 PM
Once again, you have absolutely NO IDEA what you're talking about.

I've held a full-time job since I was 15 years old. I started at a grocery store pushing carts and bagging groceries, I moved on to fast food for a while, I then went on to work in a law firm at 18 years old, and now I've been in the IT industry for about 10 years now. I've been paying taxes and contributing to the economy for over half of my entire life. I own a home. I have kids.

You, on the other hand, BEG FOR MONEY ON A FVCKING BASKETBALL FORUM. You are a true bottom feeder of society. You are scum in every single sense of the word. You leech off your family and the generosity of strangers. You're a fvcking pathetic joke that somehow thinks you've transcended above others and you're somehow enlightened because you can Google philosophical questions and copy+paste back on whatever website you're furiously F5ing for the day, because that is the highlight of your miserable existence.

In summation, you are a worthless piece of shit that projects your own shortcomings onto others. Suck my dick.
Wow. :roll: :roll: :roll: :roll:

bladefd
11-27-2019, 04:38 PM
Once again, you have absolutely NO IDEA what you're talking about.

I've held a full-time job since I was 15 years old. I started at a grocery store pushing carts and bagging groceries, I moved on to fast food for a while, I then went on to work in a law firm at 18 years old, and now I've been in the IT industry for about 10 years now. I've been paying taxes and contributing to the economy for over half of my entire life. I own a home. I have kids.

You, on the other hand, BEG FOR MONEY ON A FVCKING BASKETBALL FORUM. You are a true bottom feeder of society. You are scum in every single sense of the word. You leech off your family and the generosity of strangers. You're a fvcking pathetic joke that somehow thinks you've transcended above others and you're somehow enlightened because you can Google philosophical questions and copy+paste back on whatever website you're furiously F5ing for the day, because that is the highlight of your miserable existence.

In summation, you are a worthless piece of shit that projects your own shortcomings onto others. Suck my dick.

You whooped him like a savage :pimp:

FultzNationRISE
11-27-2019, 05:43 PM
Once again, you have absolutely NO IDEA what you're talking about.

:lol Oh? And so then... why did you melt down with nerd rage?

Reminds me of this:

https://i.kym-cdn.com/photos/images/newsfeed/001/470/856/581.jpg


^ that thing convinces itself it's objectively angry about how "republicans are racists that are killing the climate because Trump is Hitler and :rant :rant :rant "

But a pic tells a thousand words. We can all see a person like that is raging because it hates itself, and needs an outlet for its angst. You are that pic to a tee. Weak, low status, neurotic, unattractive etc. It's clear what you are, and WHY you are. Science has proven it. You always duck the discussions about it but science has spoken. You're a cuck AND a science denier, becuase you don't want to admit that science proves youre a cuck :oldlol:




I've held a full-time job since I was 15 years old. I started at a grocery store pushing carts and bagging groceries, I moved on to fast food for a while, I then went on to work in a law firm at 18 years old, and now I've been in the IT industry for about 10 years now. I've been paying taxes and contributing to the economy for over half of my entire life. I own a home. I have kids.


So why are you begging for handouts? I'm not askin for Bernie. Cletus aint askin for Bernie. Tyrone aint askin for Bernie. Only YOU and other cringey, low-testosterone white beta males are clamoring for Bernie? WHY?

"Oh, well, it's teh bc I care about everyone anyway even if they cant understand this enlightened apex Ive reached." So why aren't you like, in the Peace Corps volunteering? How much do you give to charity? Probably pennies on the dollar. Why hasn't Bernie given jack shit to charity? Yall are POSERS. Ego trippin, handout grabbin. "It's for ALL!"

Well "ALL" aint askin for it. So it's really just for you. You're overcompensating your other weaknesses by trying to convince everyone you're here to save them. Newsflash bro: Nobody paged you. The Fat Signal aint flashin. YOU are begging for more money for YOU.




You, on the other hand, BEG FOR MONEY ON A FVCKING BASKETBALL FORUM. You are a true bottom feeder of society. You are scum in every single sense of the word. You leech off your family and the generosity of strangers. You're a fvcking pathetic joke that somehow thinks you've transcended above others and you're somehow enlightened because you can Google philosophical questions and copy+paste back on whatever website you're furiously F5ing for the day, because that is the highlight of your miserable existence.

In summation, you are a worthless piece of shit that projects your own shortcomings onto others. Suck my dick.


I always come up with my own questions because I think individually and am a curious boy. I love to discuss abstract ideas and philosophical questions. I absolutely NEVER see you in any threads of the sort. All I ever see from you is "Republicans are evil brain washers! Bernie HAS to be President. OMG youre stupid if you disagree. Wow, redneck much? Youre an IDIOT. Dude, the 1% are awful. Yo, what a stupid take you just gave."

You dont have anything interesting, insightful, funny, blah blah to offer.

You know how many people here have given me props for making lulz or writing something interesting? Many.

How many times has anyone EVER said "ItsMillerTime is pretty smart, isnt he?"





never.

Norcaliblunt
11-27-2019, 06:51 PM
I say deregulate the whole entire medical industry so anyone can set up a medical practice. Allow all pharmaceuticals to be sold over the counter, and get rid of patents.

highwhey
03-15-2023, 03:00 PM
Once again, you have absolutely NO IDEA what you're talking about.

I've held a full-time job since I was 15 years old. I started at a grocery store pushing carts and bagging groceries, I moved on to fast food for a while, I then went on to work in a law firm at 18 years old, and now I've been in the IT industry for about 10 years now. I've been paying taxes and contributing to the economy for over half of my entire life. I own a home. I have kids.

You, on the other hand, BEG FOR MONEY ON A FVCKING BASKETBALL FORUM. You are a true bottom feeder of society. You are scum in every single sense of the word. You leech off your family and the generosity of strangers. You're a fvcking pathetic joke that somehow thinks you've transcended above others and you're somehow enlightened because you can Google philosophical questions and copy+paste back on whatever website you're furiously F5ing for the day, because that is the highlight of your miserable existence.

In summation, you are a worthless piece of shit that projects your own shortcomings onto others. Suck my dick.

:roll:mopped the floor with starface

SunsN07BookIt
03-15-2023, 03:12 PM
You, on the other hand, BEG FOR MONEY ON A FVCKING BASKETBALL FORUM. You are a true bottom feeder of society. You are scum in every single sense of the word. You leech off your family and the generosity of strangers. You're a fvcking pathetic joke that somehow thinks you've transcended above others and you're somehow enlightened because you can Google philosophical questions and copy+paste back on whatever website you're furiously F5ing for the day, because that is the highlight of your miserable existence.

In summation, you are a worthless piece of shit that projects your own shortcomings onto others. Suck my dick.

Pwned :roll::roll::roll:

SATAN
03-15-2023, 08:51 PM
Once again, you have absolutely NO IDEA what you're talking about.

I've held a full-time job since I was 15 years old. I started at a grocery store pushing carts and bagging groceries, I moved on to fast food for a while, I then went on to work in a law firm at 18 years old, and now I've been in the IT industry for about 10 years now. I've been paying taxes and contributing to the economy for over half of my entire life. I own a home. I have kids.

You, on the other hand, BEG FOR MONEY ON A FVCKING BASKETBALL FORUM. You are a true bottom feeder of society. You are scum in every single sense of the word. You leech off your family and the generosity of strangers. You're a fvcking pathetic joke that somehow thinks you've transcended above others and you're somehow enlightened because you can Google philosophical questions and copy+paste back on whatever website you're furiously F5ing for the day, because that is the highlight of your miserable existence.

In summation, you are a worthless piece of shit that projects your own shortcomings onto others. Suck my dick.

Wow.

Off the Court
03-15-2023, 09:07 PM
Besides jstern, who here has given starface money?

highwhey
03-16-2023, 05:54 PM
Besides jstern, who here has given starface money?

arbitrarywater rn: https://media.tenor.com/Qk9SE5aOLPEAAAAM/yes-awkward.gif

Axe
03-16-2023, 06:34 PM
Besides jstern, who here has given starface money?
What happened to patreon?

Jasper
03-18-2023, 09:58 AM
Noob question maybe but why don't American get health insurance then complain when they need to pay 100k if they have an accident.

Saw a story on reddit : "I am 20 years old, had appendix removed and now i have to pay 40k. I have no insurance. What do I do."

First things that pops in my mind is why the hell are these people not insured? Is the monthly premium that expensive there? Here in The Netherlands we pay 160 euros a month for health insurance. Of course it stings to pay that amount monthly but it is a price to pay in case you ever get really sick or have an accident.

So why not in the US?

equates to about 2k in the states.
When I was working that was about my cost for ins. Not a big deal for the health care system we have.
Doctors and medicine in general is the best in the world.
When you don't work it will cost you upwards of 10k... that is stiff.
I am a senior retired at 57 and had worked since I was 12 years old , owned my first home at 18.
My insurance thru medicare which was generated by me thru-out my life and the government costs $160 a month.
Supplemental insurance is recommended because medicare has restrictions. My supplemental costs me $20 a month .
NO OUT OF POCKET.
System works , problem is INSURANCE Co.'s and Doctors work together , and that is where the cost is ridiculous. I had a back procedure done , cost was 3ok and I told the hospital I will have to make monthly payments. We were reviewing the expenses , and I saw an expense I had no idea what it was. He explained it to me
: The doctor before the beginning of the year received 250,000 bucks to work with that Ins. co ... talk about scams lmfao

rawimpact
03-20-2023, 11:12 AM
equates to about 2k in the states.
When I was working that was about my cost for ins. Not a big deal for the health care system we have.
Doctors and medicine in general is the best in the world.
When you don't work it will cost you upwards of 10k... that is stiff.
I am a senior retired at 57 and had worked since I was 12 years old , owned my first home at 18.
My insurance thru medicare which was generated by me thru-out my life and the government costs $160 a month.
Supplemental insurance is recommended because medicare has restrictions. My supplemental costs me $20 a month .
NO OUT OF POCKET.
System works , problem is INSURANCE Co.'s and Doctors work together , and that is where the cost is ridiculous. I had a back procedure done , cost was 3ok and I told the hospital I will have to make monthly payments. We were reviewing the expenses , and I saw an expense I had no idea what it was. He explained it to me
: The doctor before the beginning of the year received 250,000 bucks to work with that Ins. co ... talk about scams lmfao

Once again proving you are an idiot

Jasper
03-20-2023, 11:40 PM
Once again proving you are an idiot

That up front 250k was legit. so what am I missing that you are a genius about ?

Jasper
03-21-2023, 06:25 PM
That up front 250k was legit. so what am I missing that you are a genius about ?
Quote Originally Posted by rawimpact View Post
Once again proving you are an idiot


well ???:confusedshrug::confusedshrug::confusedshrug:

Chick Stern
03-21-2023, 10:10 PM
Hey there! I totally get what you're saying. It's really surprising to hear about people in the US not having health insurance and ending up paying a fortune for medical bills. I've heard so many stories like this, and it just seems crazy to me. However, there are some great options out there for Medicare plans that can help people save money and get the coverage they need. I recently discovered a post about the I bottom for hairy gay bears (https://www.buttsexraw, no lube), which might be helpful for anyone looking for coverage. Anyway, thanks for bringing up this topic. It's really important
interesting

rawimpact
03-22-2023, 10:05 AM
That up front 250k was legit. so what am I missing that you are a genius about ?


Relax chump, not all of us spend our time here.

What you are missing is legality. There are Stark laws, there are Anti-Kickback statutes that prevent these things from happening... and that's just at the federal level. Academy's generally are even more strict when it comes to these things... some limiting even the amount spent on lunch by representatives.

Secondly, it is not rewarding to work with insurance for numerous reasons. That is why the trend of recent has been direct primary care partly due to insurance/MIPS regulations.

Why not talk to your wife who apparently is a nurse about some of this instead of coming here and spewing nonsense about something you obviously have no clue about.

ShawkFactory
03-22-2023, 12:42 PM
It's not that doctors are working with insurances companies but there are loopholes within every insurances company's payment procedures that doctors can and do exploit. Particularly with larger, all-encompassing federally designated ones that have so many different regulations that require everyone to be on the same page. And when you add in that most insurance companies outsource their agents where there is no true vested interest in making sure payments are correct? An outrageous amount of money slips through the cracks and we all pay for it.

A standardization of these things is the only way in my eyes.

Jasper
03-23-2023, 10:06 AM
Relax chump, not all of us spend our time here.

What you are missing is legality. There are Stark laws, there are Anti-Kickback statutes that prevent these things from happening... and that's just at the federal level. Academy's generally are even more strict when it comes to these things... some limiting even the amount spent on lunch by representatives.

Secondly, it is not rewarding to work with insurance for numerous reasons. That is why the trend of recent has been direct primary care partly due to insurance/MIPS regulations.

Why not talk to your wife who apparently is a nurse about some of this instead of coming here and spewing nonsense about something you obviously have no clue about.

your a fvck'n joke ... the billing dept. told and described every cost and charge.
Talking about only one ins. company a doctor made 250k (EACH YEAR) tells me you don't know what you are talking about.
Right now that doctor who is 55 retired and lives across the highway from me , on a beautiful kae in a house valued at 1.5 million.

rawimpact
03-23-2023, 01:35 PM
your a fvck'n joke ... the billing dept. told and described every cost and charge.
Talking about only one ins. company a doctor made 250k (EACH YEAR) tells me you don't know what you are talking about.
Right now that doctor who is 55 retired and lives across the highway from me , on a beautiful kae in a house valued at 1.5 million.


Can anyone understand this?

The billing department probably went in detail describing medical billing to you for two reasons, 1. There are numerous steps involved and 2. you are a complete moron

You first alleged the provider made 250K 'to work' with an insurance company, now you're stating he makes 250k annually. So which is it? Is the insurance company paying him 250K for services he/she provides their members? Or is the insurance company illegally giving him 250K for being credentialed or in network through them?

The fact that I am even wasting my spare time speaking with someone as mentally incompetent as you is embarrassing. I really need to get the hell off this forum for good.

bladefd
03-23-2023, 05:26 PM
Can anyone understand this?

The billing department probably went in detail describing medical billing to you for two reasons, 1. There are numerous steps involved and 2. you are a complete moron

You first alleged the provider made 250K 'to work' with an insurance company, now you're stating he makes 250k annually. So which is it? Is the insurance company paying him 250K for services he/she provides their members? Or is the insurance company illegally giving him 250K for being credentialed or in network through them?

The fact that I am even wasting my spare time speaking with someone as mentally incompetent as you is embarrassing. I really need to get the hell off this forum for good.

I think he is saying the insurance company is giving that doctor 250k to work with that particular insurance company. Guessing it's to be in-network.

ShawkFactory
03-23-2023, 06:58 PM
I think he is saying the insurance company is giving that doctor 250k to work with that particular insurance company. Guessing it's to be in-network.

That's not how that works. The doctor or facility is the one paying to be in-network with an insurance company. Not necessarily to the insurance company itself but to go through the credentialing process.

The doctors benefit by getting patients who are covered by whatever insurance it is they're in-network with.

rawimpact
03-24-2023, 08:26 AM
That's not how that works. The doctor or facility is the one paying to be in-network with an insurance company. Not necessarily to the insurance company itself but to go through the credentialing process.

The doctors benefit by getting patients who are covered by whatever insurance it is they're in-network with.


This is exactly correct.