Who are houses for?

[Vino24]

Seriously who is buying them? I’m seeing trailers yes shit trailers going for $245k near me

[KennyPowers]

They are for the mack daddy long legs of America.

[Nanners]

houses are for white PMCs and private equity firms

[starface]

These days? Mostly foreigners.

Not saying that's wrong or bad per se.

Just the truth.

[Vino24]

houses are for white PMCs and private equity firms

Pretty much. I have had a few boomers ask me “why don’t you just buy a house?” Because their shit generation made it unaffordable while being the most greedy fvcks ever

[n00bie]

Seriously who is buying them? I’m seeing trailers yes shit trailers going for $245k near me

You sound bitter because you cant afford one.

[starface]

Seriously who is buying them? I’m seeing trailers yes shit trailers going for $245k near me

Location, location, location.

[n00bie]

Pretty much. I have had a few boomers ask me “why don’t you just buy a house?” Because their shit generation made it unaffordable while being the most greedy fvcks ever

These "boomers" are passing their houses to their children. I guess you're bitter because your parents rented?

[Vino24]

You sound bitter because you cant afford one.

I can’t not going to lie. I am considered middle income but can’t afford one.

[n00bie]

I can’t not going to lie. I am considered middle income but can’t afford one.

Are you married with dual income? That's how most of the middle class affords one. I rarely see people buying homes with 1 income.

[Vino24]

Are you married with dual income? That's how most of the middle class affords one. I rarely see people buying homes with 1 income.

Yeah single income lol shit is impossible

[starface]

Yeah single income lol shit is impossible


Why do you even want to buy a house as a single guy...?

[Vino24]

Why do you even want to buy a house as a single guy...?

Because it’s an investment and prefer houses to condos and being just outside of cities. Possible renting property down the line

[Luka Doncic]

Pretty much. I have had a few boomers ask me “why don’t you just buy a house?” Because their shit generation made it unaffordable while being the most greedy fvcks ever

Please elaborate.

I'm not disagreeing with you and I know people like to blame boomers but what does boomers have to deal with housing?

Renting does suck and I mentioned inheriting my father's home so I live in it rent free. I am also considered middle class but since I have no mortgage or car payment I spend a ton of money. SMH. I spend money like I am a millionaire minus the millionaire toys and luxury stuff.

[Luka Doncic]

Why do you even want to buy a house as a single guy...?

I think buying a house as a single guy shows responsibility and commitment. If the guy has a sprawling 3000sq plus house he can get tail with ease from the ones that want commitment and to the gold diggers.

I have best friends who are single and own homes and we have parties and I tend to see the women more interested in them than say someone like me especially when housing is so expensive. Most women I know are renters. If they're married with children then obviously they have a home......

....but they don't have a bachelor's pad which are usually more impressive than a family home.

I'm single so I'm wanting to get a bachelor's pad once I figure things out.

[Overdrive]

Please elaborate.

I'm not disagreeing with you and I know people like to blame boomers but what does boomers have to deal with housing?

Renting does suck and I mentioned inheriting my father's home so I live in it rent free. I am also considered middle class but since I have no mortgage or car payment I spend a ton of money. SMH. I spend money like I am a millionaire minus the millionaire toys and luxury stuff.

Same for me. I slid up into liddle class territory by local measurements, but saving up for a house seems impossible so I enjoy my life rn.

Ofc I'd buy a house if I had the chance. I hate to be considrate of my neighbours. For almost everything else an inner city flat is way better.

[Luka Doncic]

Same for me. I slid up into liddle class territory by local measurements, but saving up for a house seems impossible so I enjoy my life rn.

Ofc I'd buy a house if I had the chance. I hate to be considrate of my neighbours. For almost everything else an inner city flat is way better.

It's not as hard as most think especially if you have good credit.

The minimum people want to put down on a home is 20% but there are times where people don't even put that much down.

[Vino24]

It's not as hard as most think especially if you have good credit.

The minimum people want to put down on a home is 20% but there are times where people don't even put that much down.
The thing is who has 46k laying around to plop down on a $230k house? You have to set aside money for many things (retirement, car payment, rent, 401k ect) I mean it’s possible but you have to stop or limit the other things. As of now I have most of my extra money going into a Roth IRA

[warriorfan]

If you are a single guy buy a house and get roommates to mitigate the mortgage and make it affordable. Then you aren’t throwing away money renting and getting others to pay for your house.

[Axe]

If you are a single guy buy a house and get roommates to mitigate the mortgage and make it affordable. Then you aren’t throwing away money renting and getting others to pay for your house.
Also don't use bitcoin ffs. Or else, you'll learn the hard way, op.

[Stanley Kobrick]

Also don't use bitcoin ffs. Or else, you'll learn the hard way, op.
always a safe bet to rent a 10x10 shoebox until you find your soulmate

[warriorfan]

Also don't use bitcoin ffs. Or else, you'll learn the hard way, op.

You live in a third world country with dirt roads and think driving your dads Honda is cool. Get the f.uck out of here.

[warriorfan]

always a safe bet to rent a 10x10 shoebox until you find your soulmate

You have no soulmate because you are a fat loser. Tbh I would be surprised if your people even have a soul.

[Axe]

Oh no the welfarefan got triggered and is billowing out some smoke rn :cry:

[warriorfan]

Oh no the welfarefan got triggered and is billowing out some smoke rn :cry:

How’s your dad’s 4 cylinder Honda treating you?

:roll:

[rawimpact]

I purchased my home last year and its been an absolute joy.

There really is no better feeling than coming home to your own house... well, besides once it paid off but I dont plan on doing that anytime soon since my mortgage rate is so low.

[Shogon]

How’s your dad’s 4 cylinder Honda treating you?

:roll:

Bro I don't know how you do it... I mean those guys are some of the most miserable human beings(singular? who knows) on the planet that come on to some shitty 3rd rate website to talk shit to people they'll never meet about shit that doesn't even matter... on ****ing alternate accounts, no less. They're literally at the bottom of the barrel of society trying to feel better about themselves. I can't do it. Bravo to you. Better man than I.

[Stanley Kobrick]

Oh no the welfarefan got triggered and is billowing out some smoke rn :cry:

posts starting to fade from this thread as we type :ohwell:

[Axe]

Bro I don't know how you do it... I mean those guys are some of the most miserable human beings(singular? who knows) on the planet that come on to some shitty 3rd rate website to talk shit to people they'll never meet about shit that doesn't even matter... on ****ing alternate accounts, no less. They're literally at the bottom of the barrel of society trying to feel better about themselves. I can't do it. Bravo to you. Better man than I.
Eat his dick, Shocunt.

[Axe]

posts starting to fade from this thread as we type :ohwell:
Welfarefan ruining the threads with his sadistic streak yet again :(

[warriorfan]

Bro I don't know how you do it... I mean those guys are some of the most miserable human beings(singular? who knows) on the planet that come on to some shitty 3rd rate website to talk shit to people they'll never meet about shit that doesn't even matter... on ****ing alternate accounts, no less. They're literally at the bottom of the barrel of society trying to feel better about themselves. I can't do it. Bravo to you. Better man than I.

To be honest it’s kind of funny, this axe guy is either legit some guy from a 3rd world south east asian country like he says or some guy who is so insane and pathetic he would pretend to be a guy from a 3rd world south east asian country. Either way he is a hilariously low iq piece of shit. It’s either a legit barley breathing human being or someone a half notch above that with nothing going for themselves besides pretending to be like that on an obscure and archaic website. Either possibility is slightly hilarious and slightly terrifying. And Stanley Kobrick is highwhey, the creepy stalker dude who pretends he’s a contractor when he doesn’t know how to drill into concrete. Yikes.

[rawimpact]

To be honest it’s kind of funny, this axe guy is either legit some guy from a 3rd world south east asian country like he says or some guy who is so insane and pathetic he would pretend to be a guy from a 3rd world south east asian country. Either way he is a hilariously low iq piece of shit. It’s either a legit barley breathing human being or someone a half notch above that with nothing going for themselves besides pretending to be like that on an obscure and archaic website. Either possibility is slightly hilarious and slightly terrifying. And Stanley Kobrick is highwhey, the creepy stalker dude who pretends he’s a contractor when he doesn’t know how to drill into concrete. Yikes.

LOL

who pretends to be a contractor...

[warriorfan]

LOL

who pretends to be a contractor...

Obese mexican guys who get fired from their call center job for stalking hard 5’s that work there after posting all about it on ish.

[Shogon]

To be honest it’s kind of funny, this axe guy is either legit some guy from a 3rd world south east asian country like he says or some guy who is so insane and pathetic he would pretend to be a guy from a 3rd world south east asian country. Either way he is a hilariously low iq piece of shit. It’s either a legit barley breathing human being or someone a half notch above that with nothing going for themselves besides pretending to be like that on an obscure and archaic website. Either possibility is slightly hilarious and slightly terrifying. And Stanley Kobrick is highwhey, the creepy stalker dude who pretends he’s a contractor when he doesn’t know how to drill into concrete. Yikes.

Hahahaha @ Axe.

SK isn't highwhey, lol. I would be floored. Who knows though... Jeff is an uncooperative prick that won't tell us anything and the moderators don't have access to IPs.

Highwhey's trolling is typically rather overt. SK is fairly consistent at covertly mocking... some obvious, but usually not so much to people not paying attention. But it's damn near every post. That's not highwhey.

[warriorfan]

Hahahaha @ Axe.

SK isn't highwhey, lol. I would be floored. Who knows though... Jeff is an uncooperative prick that won't tell us anything and the moderators don't have access to IPs.

Highwhey's trolling is typically rather overt. SK is fairly consistent at covertly mocking... some obvious, but usually not so much to people not paying attention. But it's damn near every post. That's not highwhey.

LOL, it’s funny because it is true.

You should rethink the highwhey thing. The troll is low iq, lazy, and obsessive, that is highwhey to a t, it’s like a wannabe wheels account, highwhey loves wheels because he gives him the time of day and supplies him with pornography. He’s trying to be wheels.

[Axe]

I see welfarefan and Shocunt are longtime butt buddies who actually love to get a grip of each other's pricks most of the time.
https://i.imgflip.com/4gm9jw.jpg
Anyway, time to depart from this ruined thread. Enjoy the moment, biggest love birds of ish.

[Shogon]

LOL, it’s funny because it is true.

You should rethink the highwhey thing. The troll is low iq, lazy, and obsessive, that is highwhey to a t, it’s like a wannabe wheels account, highwhey loves wheels because he gives him the time of day and supplies him with pornography. He’s trying to be wheels.

I mean the guy is on ignore and I'm not taking him off to dig through his post history but that SK guy has a serious hardon for me. That's not highwhey. I promise you it's not, lol. There's a pattern of behavior with picking annoying looking people/character avatars with a zoomed in headshot. I'll let you connect the dots. But then again, who knows... I'd put good money on it not being highwhey tho.

[starface]

I think buying a house as a single guy shows responsibility and commitment. If the guy has a sprawling 3000sq plus house he can get tail with ease from the ones that want commitment and to the gold diggers.

I have best friends who are single and own homes and we have parties and I tend to see the women more interested in them than say someone like me especially when housing is so expensive. Most women I know are renters. If they're married with children then obviously they have a home......

....but they don't have a bachelor's pad which are usually more impressive than a family home.

I'm single so I'm wanting to get a bachelor's pad once I figure things out.



Owning a home is a huge hassle and commitment tho. Sure if you inherit one or youve got money to play with, it has its perks. And obviously if you have kids. But for a single guy with middle class income to buy one... often doesnt make sense financially. In some cases it’s better to invest the money in other things that dont require constant repairs, security, property taxes, etc.

Obviously it depends on each persons situation, so it’s impossible to say exactly what OP should do. But personally I think people should be wary of buying a home just to feel like theyre reaching some kind of a milestone. There are plenty of other investment options.

[starface]

If you are a single guy buy a house and get roommates to mitigate the mortgage and make it affordable. Then you aren’t throwing away money renting and getting others to pay for your house.


Yeah but there are risks to that as well.


Ask Loney :lol

[warriorfan]

I mean the guy is on ignore and I'm not taking him off to dig through his post history but that SK guy has a serious hardon for me. That's not highwhey. I promise you it's not, lol. There's a pattern of behavior with picking annoying looking avatars with a zoomed in closeup of an odd looking person. I'll let you connect the dots. But then again, who knows... I'd put good money on it not being highwhey tho.

I definitely have him on ignore and I’ll bet you the other half of SK’s posts that are not directed to you is some strange troll directed at me :lol. He’s the only troll here that is more obsessive than wheels, it’s highwhey for sure.

[warriorfan]

Yeah but there are risks to that as well.


Ask Loney :lol

:roll:

As long as you don’t accept immigrants who look like Trinidad James with no proof of income you should be good. :lol

[Shogon]

I definitely have him on ignore and I’ll bet you the other half of SK’s posts that are not directed to you is some strange troll directed at me :lol. He’s the only troll here that is more obsessive than wheels, it’s highwhey for sure.

I'll give you 10 to 1 odds it's not highwhey. Not that we'll ever know unless Jeff stops being a *****, but yeah.


:roll:

As long as you don’t accept immigrants who look like Trinidad James with no proof of income you should be good. :lol

:roll::roll:

[Axe]

Welfarefan and Shocunt inevitably turning this thread into their very own personal chat-box. How absurd. :(

[Vino24]

This thread has bumped Axe’s post count to nearly 35 posts per day. I feel proud.

[Axe]

I mean where does it hurt? And why me all of a sudden, you simp.

[highwhey]

i have no active alts, my other 2 accounts were "wheyhigh" and i forgot the other one...but it's banned i believe.

if anyone wants to bet $1000 that i have an active alt, let's do it, you can ask jeff or kblaze to check IP's.

also willing to post $10k on me being a legitimate concrete contractor that is fully licensed and operational. i don't drill through concrete/masonry tho, not my specialty.

put up or shut up ¯\_(ツ)_/¯

[Vino24]

i have no active alts, my other 2 accounts were "wheyhigh" and i forgot the other one...but it's banned i believe.

if anyone wants to bet $1000 that i have an active alt, let's do it, you can ask jeff or kblaze to check IP's.

also willing to post $10k on me being a legitimate concrete contractor that is fully licensed and operational. i don't drill through concrete/masonry tho, not my specialty.

put up or shut up ¯\_(ツ)_/¯

How’s the contracting business going?

[Axe]

i have no active alts, my other 2 accounts were "wheyhigh" and i forgot the other one...but it's banned i believe.

if anyone wants to bet $1000 that i have an active alt, let's do it, you can ask jeff or kblaze to check IP's.

also willing to post $10k on me being a legitimate concrete contractor that is fully licensed and operational. i don't drill through concrete/masonry tho, not my specialty.

put up or shut up ¯\_(ツ)_/¯
Welfarefan exposing his low iq to the whole crowd by projecting too much, saying SK is your dup and what more. :ohwell:

[highwhey]

How’s the contracting business going?


https://www.youtube.com/watch?v=Uz3P1Yg21ks&ab_channel=BusinessTalk

[Vino24]

https://www.youtube.com/watch?v=Uz3P1Yg21ks&ab_channel=BusinessTalk

Website link?

[highwhey]

Website link?

lol nah. i'll wake up to 1 star google reviews from warriorfan. not that i service residential sector enough to affect me, but the guy had an epic meltdown over LeBron winning a title, I fear what he would do to the image of my business when he realizes he's entirely wrong.

shogun is absolutely correct in saying we have legitimately deranged people on this forum. i am not here to network for my business, so i will not be sharing that information, but if someone wants to put a 10,000 USD wager, we can have a third party like an attorney verify this information privately.

[highwhey]

can't wait to see warriorfag refuse to put any money on it despite him being SO SURE....nonetheless, I can't wait for the mental gymnastics

https://thumbs.gfycat.com/ThinHatefulAmethystinepython-size_restricted.gif

[Proctor]

:roll:

As long as you don’t accept immigrants who look like Trinidad James with no proof of income you should be good. :lol

:roll::roll::roll:

Maybe that's Axe

[HylianNightmare]

If my single income, single parent having ass can afford one anyone can. Save those pennies adjust how you spend

[ItsMillerTime]

Bought a house for $73K in 2017. My down payment was $600. Wasn't in the best area of the city but the house itself was nice and had a lot of renovations done to it recently. Sold it 1.5 years later for $95K. It is insane how quickly the housing market is rising.

OP, if you're willing to do the work and research to find a house and clean it up, it's a very wise investment.

[rawimpact]

Bought a house for $73K in 2017. My down payment was $600. Wasn't in the best area of the city but the house itself was nice and had a lot of renovations done to it recently. Sold it 1.5 years later for $95K. It is insane how quickly the housing market is rising.

OP, if you're willing to do the work and research to find a house and clean it up, it's a very wise investment.


Yup, fixer uppers are the easiest way to create equity and turn it into cash.

Rentals are amazing as long as you hire a rental manager.

[Shogon]

Bought a house for $73K in 2017. My down payment was $600. Wasn't in the best area of the city but the house itself was nice and had a lot of renovations done to it recently. Sold it 1.5 years later for $95K. It is insane how quickly the housing market is rising.

OP, if you're willing to do the work and research to find a house and clean it up, it's a very wise investment.

That quick housing market "rise" is predominantly a product of two things at this very present time.

The purchasing power of the dollar going into the toilet and people fleeing the cores of metropolitan areas... specifically New York City right now. Less people are moving that live in suburban areas/suburban type cities this year because of COVID... so between them selling less and people fleeing NYC and other major cities... prices are spiking.

[highwhey]

Why is warriorfag avoiding this thread? :roll:

[nightlight]

i have no active alts, my other 2 accounts were "wheyhigh" and i forgot the other one...but it's banned i believe.



:coleman: verylegit

[starface]

:coleman: verylegit


This dude checking his stacks of notebooks on ISHer personal lives.

[KennyPowers]

Houses are for Pierce Brosnan. And Tom Brady

Pierce Brosnan puts Malibu estate that was inspired by Tomorrow Never Dies on the market for $100million after moving to Hawaii
https://www.dailymail.co.uk/news/article-8783945/Pierce-Brosnan-puts-Malibu-home-market-100-million-couple-moved-Hawaii.html#article-8783945

[warriorfan]

Where’s Stanley? :roll:

[highwhey]

:coleman: verylegit

:roll: that is me as well

[dankok8]

Good thread. This is a major problem facing the middle class in most of US and Canada. I live in a large suburb of Toronto and my gf and I both making average salaries can hardly afford to buy a condo let alone a house in our area. Downtown, forget about even a condo. Only if I win the lottery.

[highwhey]

This dude checking his stacks of notebooks on ISHer personal lives.

just ISH things

[starface]

Good thread. This is a major problem facing the middle class in most of US and Canada. I live in a large suburb of Toronto and my gf and I both making average salaries can hardly afford to buy a condo let alone a house in our area. Downtown, forget about even a condo. Only if I win the lottery.


Housing in America and Canada today is for foreigners. Either rich ones, or those willing to work off obscene levels of debt.

If you disagree you're racist.

[n00bie]

Housing in America and Canada today is for foreigners. Either rich ones, or those willing to work off obscene levels of debt.

If you disagree you're racist.

I was born in Canada and I have a house plus a rental property in the Toronto area. Me and my wife make a modest income and aren't rich. The key? I'm not afraid to take on debt. Especially since both our parents own their own homes.

If your family has been renting for generations, it's hard to change the trend. You really are born without a silver spoon if your parents rented.

[n00bie]

Good thread. This is a major problem facing the middle class in most of US and Canada. I live in a large suburb of Toronto and my gf and I both making average salaries can hardly afford to buy a condo let alone a house in our area. Downtown, forget about even a condo. Only if I win the lottery.

Hows that possible? What do you mean by "average salary"? I bought my investment condo for only 470k in North York last year. You cant save up 20% of that with dual incomes? Hell, you don't even need 20% if you dont go with the big banks.

[Vino24]

Hows that possible? What do you mean by "average salary"? I bought my investment condo for only 470k in North York last year. You cant save up 20% of that with dual incomes? Hell, you don't even need 20% if you dont go with the big banks.

Only 470k lolol. Let’s be real. A lot of people are renting, paying off student loans, saving for retirement and on top of all this you are suppose to have a rainy day fund. How do you save 20% ? You are more than well off. That’s the only way. Not everyone can catch a lucky break

[Shooter]

can't wait to see warriorfag refuse to put any money on it despite him being SO SURE....nonetheless, I can't wait for the mental gymnastics

https://thumbs.gfycat.com/ThinHatefulAmethystinepython-size_restricted.gif

wrekt :roll: :roll:

OOOOOH THATS A BINGO!

[ItsMillerTime]

Only 470k lolol. Let’s be real. A lot of people are renting, paying off student loans, saving for retirement and on top of all this you are suppose to have a rainy day fund. How do you save 20% ? You are more than well off. That’s the only way. Not everyone can catch a lucky break

You def don't need 20% anymore. Put down 4% on my current house

[n00bie]

Only 470k lolol. Let’s be real. A lot of people are renting, paying off student loans, saving for retirement and on top of all this you are suppose to have a rainy day fund. How do you save 20% ? You are more than well off. That’s the only way. Not everyone can catch a lucky break

This is 470k Canadian. (Prices has gone up to almost 600k now)

Last year it was definitely affordable. 470k is only 350k usd. 20% of that is 70k usd.

I'm not sure how many years hes been working, but a dual income can easily save up 70k.. unless you're buying new cars every couple of years.

2 years ago condos here were under 400k cad.

My point is most people think they cant afford it because they are afraid of mortgages.

[Luka Doncic]

Now I'm trying to buy a house because I want to some day pass it to my kids so they don't have to work so hard. Paying off an automobile or buying a car cash is the key to saving. It's the best first step.

The first investment is your automobile that takes you to work. Pay the damn car off. That's an extra $300-$500 on top of what you're saving.

Cars are basically dirt cheap now. So many cars.

[Lebron23]

Speaking of houses. We just finished renovating my child hood house. Planning to put some internet and cable.

[rawimpact]

Speaking of houses. We just finished renovating my child hood house. Planning to put some internet and cable.

What color tin roof did you go with this time?

[warriorfan]

What color tin roof did you go with this time?

:roll:

Rust Orange

[Luka Doncic]

:roll:

Rust Orange

Hahaha!:roll:

[Street Hunger]

The only people that should buy a house probably is someone young and single who finds an incredible deal that is too good to pass up and is definitely a good investment no matter what, or a family who definitely want kids, or a retired person.

[HylianNightmare]

Yeah housing is ficked with one income my choices were limited but my realtor got me a deal on a house before it even hit the market and I got it right at listing price. Location makes a world's difference though. My cousin got like triple the square footage for only 35k m ore but she lives 2 hours from Orlando

[Jasper]

I remember as a 18 year old traveling from one town to another in northern Wi and seeing one car.
The pop of Wisc was 4 million
Now our state has 6.5 million

Houses popping up every where .. Wisc has low income , but it also has low cost housing . It makes it attractive for
young adults to buy or build a house here.
It is amazing to see 350,ooo to million dollar homes here , but those houses are doctors , lawyers and of course Illinois people

[rawimpact]

I remember as a 18 year old traveling from one town to another in northern Wi and seeing one car.
The pop of Wisc was 4 million
Now our state has 6.5 million

Houses popping up every where .. Wisc has low income , but it also has low cost housing . It makes it attractive for
young adults to buy or build a house here.
It is amazing to see 350,ooo to million dollar homes here , but those houses are doctors , lawyers and of course Illinois people

Don't worry, you wont see people flocking to Wisconsin anytime soon.

From 4Mil (1961) to 5.8Mil (2019) a 31% growth, in what, 60 years isnt even on pace with our nation's population growth.

[Jasper]

Don't worry, you wont see people flocking to Wisconsin anytime soon.

From 4Mil (1961) to 5.8Mil (2019) a 31% growth, in what, 60 years isnt even on pace with our nation's population growth.

that in it's self IMO is frightening