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Street Hunger
04-03-2023, 12:38 AM
What are the best stocks and ETFs to buy and hold for 20 years?

Thinking: An S&P index fund, a Nasdaq index fund and a Dow index fund.

A few growth ETFS.
A few value ETFS.
And a few dividend ETFS.

And some blue chip stocks and not just in tech.

And a tech ETF aside from Nasdaq maybe.

Right or wrong?

And what's missing?

Maybe forget all this and just buy S&P?

What say you.

plowking
04-03-2023, 09:22 AM
I made a thread a little bit down the page - Financial Independence Retire Early, and talked a bit about this.

I have a decent position in some - IVV (S&P500 ETF), VAS (An Australian one), and one centred around high dividend yield. Have just over $6k a year getting reinvested based off this, and I try to throw in $5k every quarter if I can.

I'm glad I stayed away from the tech stuff. The PV on some of that stuff was ridiculous during this last bull cycle.

Smook A.
04-03-2023, 06:57 PM
VOO and VTI

VOO tracks the S&P 500, while VTI tracks the total stock market index of over 4,000 companies.

In the last 30 years, VOO has had an average annual return of 9.66% and currently has a dividend yield of 1.61%. If you put in $10,000 dollars to start off with, and throw in $200 every month, your total value will be $200,000 after 20 years assuming if VOO continues to give you an average annual return of 9.66%.

plowking
04-03-2023, 07:23 PM
VOO and VTI

VOO tracks the S&P 500, while VTI tracks the total stock market index of over 4,000 companies.

In the last 30 years, VOO has had an average annual return of 9.66% and currently has a dividend yield of 1.61%. If you put in $10,000 dollars to start off with, and throw in $200 every month, your total value will be $200,000 after 20 years assuming if VOO continues to give you an average annual return of 9.66%.


The last 15 or so years are a bit of a special case. Don't believe we will see the returns we have over the next 10-15. Or at least not directly from the stock market. Think there will be an alternative method by which money is made. But - holding ETFs and getting 5-7% is still a great play - or at least those are my expectations.

One thing I'll mention is - I generally look at the management fee for these. They all perform pretty similarly - just check the management fee.

Not sure how tax works for capital gains in the USA, but while I'm young - I generally look for growth over dividends (though both are nice to have) - as dividends are just another thing you get taxed on. Trying to lower your taxable applicable movements is a plus.