Smith is making it hard to sell anyone on keeping him. That timeout/challenge thing won't be talked about by many (because the Bears stink) but it was single most stupid thing I have seen a coach do all season.
It's unreal how many failed challenges he's made in recent seasons. Interesting point you made about ownership taking the financial hit now by firing the gm/coach now to avoid further financial despair from fans losing interest. I work every Sunday, yet I'm not really bothered because the team isn't really worth watching.