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Old 06-20-2013, 07:00 PM   #15
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Join Date: Feb 2007
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Default Re: Finally got my first credit card!

Originally Posted by Qwyjibo
But now that he has one it's his chance to build up his credit.

Credit cards are good. Use it wisely. If you are getting some kind of points or cashback then use it for everything and pay it off right away. I almost never use cash or debit anymore.
This. Honestly credit cards aren't a bad thing if they are used properly, but for some reason people think it's free money. One thing you have to learn in life is that there is no such thing as free money.
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