Originally Posted by enayes
My girlfriend just got in an accident with my car. It was her fault, and a cop was present. My insurance information was given to the cop. Do I have to report this claim through my insurance? Or should I try to settle it with the other driver? (he only had a busted headlight and a dent)
Just trying to figure out my options, if I have any.
That'd be my first option. Of course you'll be paying out of your pocket. But it's better than both your rates going up.