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Old 08-08-2009, 06:27 PM   #1
Tarik One
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Default I purposely overdrew on my bank account

I had less than 10 dollars in the bank and won't have any extra cash until next week, so I used my debit card at the gas pump and filled the tank up costing about $42-43 dollars. I'm aware of the pending $25 overdraft fee, but screw it. I gotta do what i gotta do.
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Old 08-08-2009, 06:28 PM   #2
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Default Re: I purposely overdrew on my bank account

good for you
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Old 08-08-2009, 06:28 PM   #3
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Default Re: I purposely overdrew on my bank account

Quote:
Originally Posted by Tarik One
I had less than 10 dollars in the bank and won't have any extra cash until next week, so I used my debit card at the gas pump and filled the tank up costing about $42-43 dollars. I'm aware of the pending $25 overdraft fee, but screw it. I gotta do what i gotta do.

Thanks for the update
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Old 08-08-2009, 06:31 PM   #4
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Default Re: I purposely overdrew on my bank account

25 dollars??? What bank is this??? I need to join like yesterday
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Old 08-08-2009, 06:33 PM   #5
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Default Re: I purposely overdrew on my bank account

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Old 08-08-2009, 06:35 PM   #6
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Default Re: I purposely overdrew on my bank account

there was a thread about someone doing this a while back.
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Old 08-08-2009, 06:36 PM   #7
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Default Re: I purposely overdrew on my bank account

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Originally Posted by PistolPete
25 dollars??? What bank is this??? I need to join like yesterday

Regions is $25, I know that, as I have Regions lol.
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Old 08-08-2009, 06:38 PM   #8
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Default Re: I purposely overdrew on my bank account

Quote:
Originally Posted by emsteez forreal
there was a thread about someone doing this a while back.
this...

i vaguely remember someone posting this exact situation
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Old 08-08-2009, 06:38 PM   #9
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Default Re: I purposely overdrew on my bank account

if you have decent credit you can simply set up an overdraft account so that you never have any fees, but you do create a balance and you will get charged interest very similiar to a credit card...that is much easier than paying a $25 fee everytime...

at least my bank gives you that option, I am sure that other banks do as well...

sounds to me like you just need a damn gas card though...gas cards are good for establishing good credit...easy to get...(at least they used to be anyway)
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Old 08-08-2009, 06:39 PM   #10
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Default Re: I purposely overdrew on my bank account

Quote:
Originally Posted by emsteez forreal
there was a thread about someone doing this a while back.
Except in that thread the OP was like "Dude, I don't have any money in the bank, but I took some out anyway! How awesome is that?" and tried to bring this new phenomenon to everyone's attention, completely oblivious to the fact that he would a) have to pay the money back and b) pay the fee.
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Old 08-08-2009, 06:40 PM   #11
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Default Re: I purposely overdrew on my bank account

If your'e broke until next week, you should have gone to the ATM and overdrawn $200. Now you have gas and no money.
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Old 08-08-2009, 06:45 PM   #12
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Default Re: I purposely overdrew on my bank account

i didn't know you could do that with a debit card. I thought it would reject it? If you wrote a check thats one thing....
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Old 08-08-2009, 06:50 PM   #13
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Default Re: I purposely overdrew on my bank account

<------------Do you see a care on my face?
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Old 08-08-2009, 07:03 PM   #14
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Default Re: I purposely overdrew on my bank account

Quote:
Originally Posted by Tarik One
I had less than 10 dollars in the bank and won't have any extra cash until next week, so I used my debit card at the gas pump and filled the tank up costing about $42-43 dollars. I'm aware of the pending $25 overdraft fee, but screw it. I gotta do what i gotta do.

What type of ride do you have?
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Old 08-08-2009, 07:04 PM   #15
Tarik One
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Default Re: I purposely overdrew on my bank account

Quote:
If your'e broke until next week, you should have gone to the ATM and overdrawn $200. Now you have gas and no money.

ATM won't allow it. Plus I got enough change to get me thru the week, just not enough to commute.
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