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Old 08-08-2009, 08:14 PM   #16
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Default Re: I purposely overdrew on my bank account

Huh? Does overdraft protection not exist or something in US banks?

That's a big fee to pay...
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Old 08-08-2009, 08:16 PM   #17
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Default Re: I purposely overdrew on my bank account

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Old 08-08-2009, 08:29 PM   #18
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Default Re: I purposely overdrew on my bank account

Quote:
Originally Posted by Qwyjibo
Huh? Does overdraft protection not exist or something in US banks?

That's a big fee to pay...

some banks offer it, others don't i guess
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Old 08-08-2009, 09:40 PM   #19
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Default Re: I purposely overdrew on my bank account

this is a win/win. banks love those types of penalties.
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Old 08-08-2009, 10:53 PM   #20
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Default Re: I purposely overdrew on my bank account

Quote:
Originally Posted by Tarik One
I had less than 10 dollars in the bank and won't have any extra cash until next week, so I used my debit card at the gas pump and filled the tank up costing about $42-43 dollars. I'm aware of the pending $25 overdraft fee, but screw it. I gotta do what i gotta do.

Sh!t happens sometime man, hope your situation gets better.
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Old 08-08-2009, 11:25 PM   #21
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Default Re: I purposely overdrew on my bank account

Who cares?
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Old 08-09-2009, 12:12 AM   #22
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Default Re: I purposely overdrew on my bank account

The guy in the original thread thought he could overdraft like 10k and only owe the bank $25.
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Old 08-09-2009, 12:46 AM   #23
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Default Re: I purposely overdrew on my bank account

Quote:
Originally Posted by Qwyjibo
Huh? Does overdraft protection not exist or something in US banks?

That's a big fee to pay...

i think my bank charges $35. b of a ftl
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Old 08-09-2009, 01:10 AM   #24
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Default Re: I purposely overdrew on my bank account

Quote:
Originally Posted by BRabbiT
this is a win/win. banks love those types of penalties.

exactly. Banks don't care if you overdraft cuz they get even more money if you do.
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Old 08-09-2009, 01:28 AM   #25
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Default Re: I purposely overdrew on my bank account

my banks charges $32.
If it's your first time and you've been a responsible account holder with them for a while you could call customer service and see if they will do a courtesy waiver for you.
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Old 08-09-2009, 01:32 AM   #26
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Default Re: I purposely overdrew on my bank account

Damn, good thing I got a phat bank account and don't have to deal with this.
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Old 08-09-2009, 01:47 AM   #27
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Default Re: I purposely overdrew on my bank account

If its your first time gettin a overdraft you can call in next week when you have money in your account again and request a overdraft reversal. Most banks let you have one free overdraft per year
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