Type things, so I'd normally go with option #2.
But life in prison? F.uck that.
I'll go with #1. $150,000 is cool anyway.
If I went to a bank and they gave me a cd with some really good interest I could make like $10,000 a year JUST off of that interest.
In 5 years, that's $50,000.
Obviously it'd take a while but then you can start making some serious investments to set yourself up for life so you wouldn't have to work and you won't be a billionaire but shit, you don't have to be to live life at a very high comfort level