Originally Posted by Math2
It's not necessarily how early you get it (though too early does have an impact) but how long you drive. A 21 year old with no experience is worse than a 21 year old with 5 years of driving under his belt generally.
There's some validity to your point, but just being logical ... a typical average brand new 14 year old driver is going to be much more prone to having an accident or making a mistake on the road in comparison to a typical average brand new 21 year old driver.
It's pretty easy to see that.