Originally Posted by Grand Villain
You're right, the better your credit score, the lower your car insurance premium. In fact, you'd be amazed at how many factors go into determining your car insurance rate. Most are simply under the impression your driving record, age and what type of vehicle you drive establish your rate? When you tell people their credit score factors in, they seem to go ape-sh*t.
The following are factors that help determine your car insurance rate:
● Credit Score
● Territory (State, City, Zip Code)
● Age / Gender
● Driving History (3 Years)
● Your Current Insurance / Your Current Level of Insurance
● Your Occupation
With most insurance companies, the two heaviest factors are Credit Score and Territory. Does this sound fair? No, it doesn't, but if you look at the statistics it will show you most claims filed are mostly affected by how good or bad someone's Credit Score is, and then also where they're located (State, City, Zip Code).
And there you have it - your Insurance 101 for the day. Let us give special thanks to A. Bogut for making this happen.
Your right, marriage is also a facotr, that is why some many young homos ( aged 25 and under)need the laws to change, they are paying more than non homos and that is not fare. If they could have a wedding the playing field would be leveled